تطوير ممارسات الادخار التعاوني" أداشي" وإمكانية تطبيقها في المصارف الإسلامية : شمال نيجيريا نموذجا /

Adashi funding is defined in this study as an informal agreement, in both individual and group form, between a number of people in which, in its most famous form, they agree to collect a certain amount of money at a specified time and give the cumulative amount to one member in a circle until each m...

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Bibliographic Details
Main Author: عمر، يهوذا حسين
Format: Thesis
Language:Arabic
Published: Kuala Lumpur : Institute of Islamic Banking and Finance, International Islamic University Malaysia, 2016
Subjects:
Online Access:http://studentrepo.iium.edu.my/handle/123456789/8213
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040 |a UIAM  |b eng  |e rda 
041 |a ara 
043 |a a-my--- 
084 |a BPH322.3 
100 1 |a عمر، يهوذا حسين 
242 1 |a Tatwir mumarasat al-idkhar al-ta'awuni "Adashi" wa-imkaniyat tatbiqiha fi al-masarif al-Islamiyah :  |b shimal Nayjiriya namudhajan 
245 1 |a تطوير ممارسات الادخار التعاوني" أداشي" وإمكانية تطبيقها في المصارف الإسلامية :  |b شمال نيجيريا نموذجا /  |c إعداد، يهوذا حسين عمر 
264 1 |a Kuala Lumpur :  |b Institute of Islamic Banking and Finance, International Islamic University Malaysia,   |c 2016 
300 |a [xii], 282 leaves :  |b illustrations ;  |c 30cm. 
336 |2 rdacontent  |a text 
337 |2 rdamedia  |a unmediated 
337 |2 rdamedia  |a computer 
338 |2 rdamedia  |a volume 
338 |a computer disc  |r dacarrier 
338 |2 rdacarrier  |a online resource 
347 |2 rdaft  |a text file  |b PDF 
500 |a Abstracts in English and Arabic. 
500 |a "بحث متطلب مقدم لنيل درجة الدكتوراه في المصرفية الإسلامية والتمويل." --On title page. 
502 |a Thesis (Ph.D)--International Islamic University Malaysia, 2016. 
504 |a Includes bibliographical references (leaves 256-277). 
520 |a Adashi funding is defined in this study as an informal agreement, in both individual and group form, between a number of people in which, in its most famous form, they agree to collect a certain amount of money at a specified time and give the cumulative amount to one member in a circle until each member of the group receives the cumulative amount gathered at a particular time. The study aims at highlighting the significance of traditional Adashi saving or financing and also evaluate people's response to it and the benefits they draw from it in solving personal financial problems, making investments, buying properties (such as houses and cars), or even raising capital for businesses. The study also attempts to examine its development and the viability of proposing it (Adashi) as a new product to Islamic banks particularly in the northern part of Nigeria. In arriving at the conclusion of the study, the researcher critically and analytically used library resources as well as survey techniques by interviewing some scholars, economists, bankers, accountants, and a number of Adashi participants and organizers. Based on critical discussion of references from Islamic jurisprudence on which the legitimacy of Adashi could be established and what could and could not be driven out of it, the study suppots the legitimacy of Adashi transaction. Moreover, the study also finds out that the Adashi organizer, as a trustee of the Adashi fund, can be considered as Ajeer Mushtarak which is lawful for him to be paid for his role in organizing and managing the transaction. The study concludes that other Islamic financial products, such as Murabahah, Tawarruq and Takaful are not more lawful than Adashi. Finally, the possibility of implementing Adashi by Islamic banks in other places and how they (Islamic banks) would benefit from it is also recommended by the study. 
596 |a 1 
650 |a Fund raising  |z Nigeria 
650 |a Banks and banking  |x Religious aspects Islam 
655 7 |a Theses, IIUM local 
690 |a Dissertations, Academic  |x Institute of Islamic Banking and Finance.  |z IIUM 
700 1 |a 'Umar, Yahuza Husaini,  |e author 
710 2 |a International Islamic University Malaysia.  |b Institute of Islamic Banking and Finance. 
856 4 |u http://studentrepo.iium.edu.my/handle/123456789/8213 
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