Gumel, G. B. (2013). Impact assessment of conventional and islamic microfinance and its implication on poverty alleviation in Northern Nigeria. Institute of Islamic Banking and Finance, International Islamic University Malaysia.
توثيق أسلوب شيكاغو (الطبعة السابعة عشر)Gumel, Gambo Babandi. Impact Assessment of Conventional and Islamic Microfinance and Its Implication on Poverty Alleviation in Northern Nigeria. Kuala Lumpur: Institute of Islamic Banking and Finance, International Islamic University Malaysia, 2013.
توثيق جمعية اللغة المعاصرة MLA (الطبعة الثامنة)Gumel, Gambo Babandi. Impact Assessment of Conventional and Islamic Microfinance and Its Implication on Poverty Alleviation in Northern Nigeria. Institute of Islamic Banking and Finance, International Islamic University Malaysia, 2013.
تحذير: قد لا تكون هذه الاستشهادات دائما دقيقة بنسبة 100%.