Determinants of Islamic banks' performance in Malaysia / Haida Kamelia Md Kamal

In 1983, Malaysia's first Islamic bank was created. Commercial banks, merchant banks, and finance organisations were granted authority to offer Islamic banking products and services under the Islamic Banking Scheme (IBS). Malaysia's Islamic finance industry is thriving. The main purpose of...

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Main Author: Md Kamal, Haida Kamelia
Format: Thesis
Language:English
Published: 2022
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/101945/1/101945.pdf
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spelling my-uitm-ir.1019452024-10-28T01:45:01Z Determinants of Islamic banks' performance in Malaysia / Haida Kamelia Md Kamal 2022 Md Kamal, Haida Kamelia Liquidity Money and prices. Inflation. Deflation. Purchasing power Finance, Islamic In 1983, Malaysia's first Islamic bank was created. Commercial banks, merchant banks, and finance organisations were granted authority to offer Islamic banking products and services under the Islamic Banking Scheme (IBS). Malaysia's Islamic finance industry is thriving. The main purpose of this study is to investigate the determinants that affect Islamic bank performance in Malaysia between 2016 and 2020. The study investigates whether the drivers of Islamic banks' performance in Malaysia contribute to Islamic banks' return on assets. The independent factors in this study are the Capital Adequacy Ratio (CAR), Bank Size, Liquidity, Inflation, and Gross Domestic Product (GDP), while the dependent variable is the Return on Asset (ROA). To acquire these variables, the financial ratios approach will be employed, and the regression model will be run using Ordinary Least Squares (OLS). The information will be gathered from the financial reports of Islamic banks, the World Bank, and Knoema. Overall, the findings show that GDP have a significant relationship with Islamic banks' return on assets in Malaysia. During the study period, the researchers discovered no significant relationship between ROA and CAR, Liquidity, Bank Size and Inflation. As a result of the findings, policymakers in Malaysia can pay more attention to the profitability of Islamic banks. 2022 Thesis https://ir.uitm.edu.my/id/eprint/101945/ https://ir.uitm.edu.my/id/eprint/101945/1/101945.pdf text en public degree Universiti Teknologi MARA, Johor Faculty of Business and Management Harman, Mohd Hakimi
institution Universiti Teknologi MARA
collection UiTM Institutional Repository
language English
advisor Harman, Mohd Hakimi
topic Liquidity
Liquidity
Liquidity
spellingShingle Liquidity
Liquidity
Liquidity
Md Kamal, Haida Kamelia
Determinants of Islamic banks' performance in Malaysia / Haida Kamelia Md Kamal
description In 1983, Malaysia's first Islamic bank was created. Commercial banks, merchant banks, and finance organisations were granted authority to offer Islamic banking products and services under the Islamic Banking Scheme (IBS). Malaysia's Islamic finance industry is thriving. The main purpose of this study is to investigate the determinants that affect Islamic bank performance in Malaysia between 2016 and 2020. The study investigates whether the drivers of Islamic banks' performance in Malaysia contribute to Islamic banks' return on assets. The independent factors in this study are the Capital Adequacy Ratio (CAR), Bank Size, Liquidity, Inflation, and Gross Domestic Product (GDP), while the dependent variable is the Return on Asset (ROA). To acquire these variables, the financial ratios approach will be employed, and the regression model will be run using Ordinary Least Squares (OLS). The information will be gathered from the financial reports of Islamic banks, the World Bank, and Knoema. Overall, the findings show that GDP have a significant relationship with Islamic banks' return on assets in Malaysia. During the study period, the researchers discovered no significant relationship between ROA and CAR, Liquidity, Bank Size and Inflation. As a result of the findings, policymakers in Malaysia can pay more attention to the profitability of Islamic banks.
format Thesis
qualification_level Bachelor degree
author Md Kamal, Haida Kamelia
author_facet Md Kamal, Haida Kamelia
author_sort Md Kamal, Haida Kamelia
title Determinants of Islamic banks' performance in Malaysia / Haida Kamelia Md Kamal
title_short Determinants of Islamic banks' performance in Malaysia / Haida Kamelia Md Kamal
title_full Determinants of Islamic banks' performance in Malaysia / Haida Kamelia Md Kamal
title_fullStr Determinants of Islamic banks' performance in Malaysia / Haida Kamelia Md Kamal
title_full_unstemmed Determinants of Islamic banks' performance in Malaysia / Haida Kamelia Md Kamal
title_sort determinants of islamic banks' performance in malaysia / haida kamelia md kamal
granting_institution Universiti Teknologi MARA, Johor
granting_department Faculty of Business and Management
publishDate 2022
url https://ir.uitm.edu.my/id/eprint/101945/1/101945.pdf
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