The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar

Credit risk is the risk of loss due to a borrower not repaying a loan. It refers to a lender's risk of having its cash flows disrupted if a borrower fails to pay principal or interest on time. The issues become critical when performance of the financial companies is affected by the poor credit...

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Main Author: Abdul Ghaffar, Nur Hanina
Format: Thesis
Language:English
Published: 2021
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/106378/2/106378.pdf
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spelling my-uitm-ir.1063782024-12-01T08:05:16Z The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar 2021 Abdul Ghaffar, Nur Hanina Credit. Debt. Loans Financial management. Business finance. Corporation finance Credit risk is the risk of loss due to a borrower not repaying a loan. It refers to a lender's risk of having its cash flows disrupted if a borrower fails to pay principal or interest on time. The issues become critical when performance of the financial companies is affected by the poor credit risk management. Due to that circumstances, this study attempts to investigate in depth on the effects of credit risk on the firm performance, particularly on the financial firms in Malaysia. In this study, Return on Asset (ROA) was used as a dependent variable, whilst Debt to Asset Ratio (DAR), Current Ratio (CR) and Debt to Equity Ratio (DER) were used as independent variables. Data of the selected financial firms in Malaysia are collected from year 2016 until 2020. Panel Least Square (PLS) regression was adopted as main methodology to measure the effects and relationship among variables. As a result of this study, Debt to Asset Ratio (DAR), Current Ratio (CR) and Debt-to-Equity Ratio (DER) have significant effect with the Return on Asset (ROA). 2021 Thesis https://ir.uitm.edu.my/id/eprint/106378/ https://ir.uitm.edu.my/id/eprint/106378/2/106378.pdf text en public degree Universiti Teknologi MARA, Johor Faculty of Business and Management Mohamed Yousop, Nur Liyana Mohmad Hassan, Nadia Nurul Najwa Misman, Faridah Najuna Roslan, Shashazrina Mohd Yusoff, Yuslizawati
institution Universiti Teknologi MARA
collection UiTM Institutional Repository
language English
advisor Mohamed Yousop, Nur Liyana
Mohmad Hassan, Nadia Nurul Najwa
Misman, Faridah Najuna
Roslan, Shashazrina
Mohd Yusoff, Yuslizawati
topic Credit
Debt
Loans
Credit
Debt
Loans
spellingShingle Credit
Debt
Loans
Credit
Debt
Loans
Abdul Ghaffar, Nur Hanina
The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
description Credit risk is the risk of loss due to a borrower not repaying a loan. It refers to a lender's risk of having its cash flows disrupted if a borrower fails to pay principal or interest on time. The issues become critical when performance of the financial companies is affected by the poor credit risk management. Due to that circumstances, this study attempts to investigate in depth on the effects of credit risk on the firm performance, particularly on the financial firms in Malaysia. In this study, Return on Asset (ROA) was used as a dependent variable, whilst Debt to Asset Ratio (DAR), Current Ratio (CR) and Debt to Equity Ratio (DER) were used as independent variables. Data of the selected financial firms in Malaysia are collected from year 2016 until 2020. Panel Least Square (PLS) regression was adopted as main methodology to measure the effects and relationship among variables. As a result of this study, Debt to Asset Ratio (DAR), Current Ratio (CR) and Debt-to-Equity Ratio (DER) have significant effect with the Return on Asset (ROA).
format Thesis
qualification_level Bachelor degree
author Abdul Ghaffar, Nur Hanina
author_facet Abdul Ghaffar, Nur Hanina
author_sort Abdul Ghaffar, Nur Hanina
title The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
title_short The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
title_full The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
title_fullStr The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
title_full_unstemmed The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
title_sort effects of credit risk on the financial firm performance in malaysia / nur hanina abdul ghaffar
granting_institution Universiti Teknologi MARA, Johor
granting_department Faculty of Business and Management
publishDate 2021
url https://ir.uitm.edu.my/id/eprint/106378/2/106378.pdf
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