The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
Credit risk is the risk of loss due to a borrower not repaying a loan. It refers to a lender's risk of having its cash flows disrupted if a borrower fails to pay principal or interest on time. The issues become critical when performance of the financial companies is affected by the poor credit...
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2021
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my-uitm-ir.1063782024-12-01T08:05:16Z The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar 2021 Abdul Ghaffar, Nur Hanina Credit. Debt. Loans Financial management. Business finance. Corporation finance Credit risk is the risk of loss due to a borrower not repaying a loan. It refers to a lender's risk of having its cash flows disrupted if a borrower fails to pay principal or interest on time. The issues become critical when performance of the financial companies is affected by the poor credit risk management. Due to that circumstances, this study attempts to investigate in depth on the effects of credit risk on the firm performance, particularly on the financial firms in Malaysia. In this study, Return on Asset (ROA) was used as a dependent variable, whilst Debt to Asset Ratio (DAR), Current Ratio (CR) and Debt to Equity Ratio (DER) were used as independent variables. Data of the selected financial firms in Malaysia are collected from year 2016 until 2020. Panel Least Square (PLS) regression was adopted as main methodology to measure the effects and relationship among variables. As a result of this study, Debt to Asset Ratio (DAR), Current Ratio (CR) and Debt-to-Equity Ratio (DER) have significant effect with the Return on Asset (ROA). 2021 Thesis https://ir.uitm.edu.my/id/eprint/106378/ https://ir.uitm.edu.my/id/eprint/106378/2/106378.pdf text en public degree Universiti Teknologi MARA, Johor Faculty of Business and Management Mohamed Yousop, Nur Liyana Mohmad Hassan, Nadia Nurul Najwa Misman, Faridah Najuna Roslan, Shashazrina Mohd Yusoff, Yuslizawati |
institution |
Universiti Teknologi MARA |
collection |
UiTM Institutional Repository |
language |
English |
advisor |
Mohamed Yousop, Nur Liyana Mohmad Hassan, Nadia Nurul Najwa Misman, Faridah Najuna Roslan, Shashazrina Mohd Yusoff, Yuslizawati |
topic |
Credit Debt Loans Credit Debt Loans |
spellingShingle |
Credit Debt Loans Credit Debt Loans Abdul Ghaffar, Nur Hanina The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar |
description |
Credit risk is the risk of loss due to a borrower not repaying a loan. It refers to a lender's risk of having its cash flows disrupted if a borrower fails to pay principal or interest on time. The issues become critical when performance of the financial companies is affected by the poor credit risk management. Due to that circumstances, this study attempts to investigate in depth on the effects of credit risk on the firm performance, particularly on the financial firms in Malaysia. In this study, Return on Asset (ROA) was used as a dependent variable, whilst Debt to Asset Ratio (DAR), Current Ratio (CR) and Debt to Equity Ratio (DER) were used as independent variables. Data of the selected financial firms in Malaysia are collected from year 2016 until 2020. Panel Least Square (PLS) regression was adopted as main methodology to measure the effects and relationship among variables. As a result of this study, Debt to Asset Ratio (DAR), Current Ratio (CR) and Debt-to-Equity Ratio (DER) have significant effect with the Return on Asset (ROA). |
format |
Thesis |
qualification_level |
Bachelor degree |
author |
Abdul Ghaffar, Nur Hanina |
author_facet |
Abdul Ghaffar, Nur Hanina |
author_sort |
Abdul Ghaffar, Nur Hanina |
title |
The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar |
title_short |
The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar |
title_full |
The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar |
title_fullStr |
The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar |
title_full_unstemmed |
The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar |
title_sort |
effects of credit risk on the financial firm performance in malaysia / nur hanina abdul ghaffar |
granting_institution |
Universiti Teknologi MARA, Johor |
granting_department |
Faculty of Business and Management |
publishDate |
2021 |
url |
https://ir.uitm.edu.my/id/eprint/106378/2/106378.pdf |
_version_ |
1818588181248868352 |