Credit risk in local Islamic banks: a study in Malaysia / Nor Alyawafa Mohamad Akhiar

Credit risk is the most predicted risk in the banking system either in conventional or Islamic banks. Credit risk exists as loan and financing is available for the public. Vary with the conventional banking system, Islamic banking have lack of empirical study on macro-credit risk. As such, further s...

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Main Author:	Mohamad Akhiar, Nor Alyawafa
Format:	Thesis
Language:	English
Published:	2017
Subjects:	Credit Debt Loans Credit. Debt. Loans
Online Access:	https://ir.uitm.edu.my/id/eprint/106379/2/106379.pdf
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id	my-uitm-ir.106379
record_format	uketd_dc
spelling	my-uitm-ir.1063792024-12-01T08:05:19Z Credit risk in local Islamic banks: a study in Malaysia / Nor Alyawafa Mohamad Akhiar 2017 Mohamad Akhiar, Nor Alyawafa Credit. Debt. Loans Finance, Islamic Credit risk is the most predicted risk in the banking system either in conventional or Islamic banks. Credit risk exists as loan and financing is available for the public. Vary with the conventional banking system, Islamic banking have lack of empirical study on macro-credit risk. As such, further studies concerning the stability of the Islamic banking industry has become domineering. Therefore, the objective of this study is to determine the key factor affecting credit risk in Malaysian Islamic banks. This study uses the panel data methods to determine the key factors affecting credit risk in local Islamic Banks in Malaysia. The panel data was collected from 10 local Islamic Banks in Malaysia from year 2008 until 2015. Previous researcher has conducting a research correlated with this topic admit that credit risk is the most important risk available in banking system besides market risk and operational risk. The banking institutions fail to retrieve their financing on time. Thus, this research revealed the significance of some determinant that may affect the credit risk in Islamic banks in Malaysia. Hence, list of the factor affecting credit risk in Malaysian Islamic Banks are bank size, bank profitability, management efficiency, capital buffering and financing growth. Moreover, variables such as bank profitability and management efficiency have significance relationship with credit risk. The data was collected from the financial statement and annual report or any info from the website of those banks. Besides, E-views also used to conduct regression analysis. It is hoped that the findings could draw the attention to determinant of credit risk in Islamic banking so that they can manage the credit risk properly in future. 2017 Thesis https://ir.uitm.edu.my/id/eprint/106379/ https://ir.uitm.edu.my/id/eprint/106379/2/106379.pdf text en public degree Universiti Teknologi MARA, Johor Faculty of Business and Management Mohamed Yousop, Nur Liyana Misman, Faridah Najuna
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Mohamed Yousop, Nur Liyana Misman, Faridah Najuna
topic	Credit Debt Loans Credit. Debt. Loans
spellingShingle	Credit Debt Loans Credit. Debt. Loans Mohamad Akhiar, Nor Alyawafa Credit risk in local Islamic banks: a study in Malaysia / Nor Alyawafa Mohamad Akhiar
description	Credit risk is the most predicted risk in the banking system either in conventional or Islamic banks. Credit risk exists as loan and financing is available for the public. Vary with the conventional banking system, Islamic banking have lack of empirical study on macro-credit risk. As such, further studies concerning the stability of the Islamic banking industry has become domineering. Therefore, the objective of this study is to determine the key factor affecting credit risk in Malaysian Islamic banks. This study uses the panel data methods to determine the key factors affecting credit risk in local Islamic Banks in Malaysia. The panel data was collected from 10 local Islamic Banks in Malaysia from year 2008 until 2015. Previous researcher has conducting a research correlated with this topic admit that credit risk is the most important risk available in banking system besides market risk and operational risk. The banking institutions fail to retrieve their financing on time. Thus, this research revealed the significance of some determinant that may affect the credit risk in Islamic banks in Malaysia. Hence, list of the factor affecting credit risk in Malaysian Islamic Banks are bank size, bank profitability, management efficiency, capital buffering and financing growth. Moreover, variables such as bank profitability and management efficiency have significance relationship with credit risk. The data was collected from the financial statement and annual report or any info from the website of those banks. Besides, E-views also used to conduct regression analysis. It is hoped that the findings could draw the attention to determinant of credit risk in Islamic banking so that they can manage the credit risk properly in future.
format	Thesis
qualification_level	Bachelor degree
author	Mohamad Akhiar, Nor Alyawafa
author_facet	Mohamad Akhiar, Nor Alyawafa
author_sort	Mohamad Akhiar, Nor Alyawafa
title	Credit risk in local Islamic banks: a study in Malaysia / Nor Alyawafa Mohamad Akhiar
title_short	Credit risk in local Islamic banks: a study in Malaysia / Nor Alyawafa Mohamad Akhiar
title_full	Credit risk in local Islamic banks: a study in Malaysia / Nor Alyawafa Mohamad Akhiar
title_fullStr	Credit risk in local Islamic banks: a study in Malaysia / Nor Alyawafa Mohamad Akhiar
title_full_unstemmed	Credit risk in local Islamic banks: a study in Malaysia / Nor Alyawafa Mohamad Akhiar
title_sort	credit risk in local islamic banks: a study in malaysia / nor alyawafa mohamad akhiar
granting_institution	Universiti Teknologi MARA, Johor
granting_department	Faculty of Business and Management
publishDate	2017
url	https://ir.uitm.edu.my/id/eprint/106379/2/106379.pdf
_version_	1818588181494235136

Credit risk in local Islamic banks: a study in Malaysia / Nor Alyawafa Mohamad Akhiar

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