The affordability of the middle income group to own a house case study : Pengkalan Chepa, Kota Bharu Kelantan / Noorazmira Mohd Afandi

This study aims to investigate the problem of owning a residential by the middle income class. The main focus is on the middle class or middle-income group. This category is selected as the government policy only emphasizes the low income class by providing guidance only for the low income earner, b...

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Bibliographic Details
Main Author:	Mohd Afandi, Noorazmira
Format:	Thesis
Language:	English
Published:	2010
Subjects:	Cost and standard of living Malaysia
Online Access:	https://ir.uitm.edu.my/id/eprint/13747/1/TD_NOORAZMIRA%20MOHD%20AFANDI%20AP%2010_5%201.pdf
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id	my-uitm-ir.13747
record_format	uketd_dc
spelling	my-uitm-ir.137472017-02-14T03:20:58Z The affordability of the middle income group to own a house case study : Pengkalan Chepa, Kota Bharu Kelantan / Noorazmira Mohd Afandi 2010 Mohd Afandi, Noorazmira Cost and standard of living Malaysia This study aims to investigate the problem of owning a residential by the middle income class. The main focus is on the middle class or middle-income group. This category is selected as the government policy only emphasizes the low income class by providing guidance only for the low income earner, but without realizing it, this action has resulted difficulties for the middle income earner. Among the objectives of this study is to identify the level of income, background and ability of the middle class to own a home. In addition, this study is to examine the problems faced by this group of home ownership. When problems are identified, the propose Solution is actions by the government to provides such a pricing policy for medium-cost houses and only middle income earners are eligible to buy. To identify this problem, I have been doing some research, namely through questionnaires and interviews. Among the feedbacks obtained from the middle class is that the house price are too expensive and even though them are eligible to buy it through bank bans, they still have problems in terms of paying the monthly payment. Therefore, governments and financial institutions need to provide residential owning process with moderate cost with hire purchase concept is gradual based and the rental fee charged every month is in line with the income earned. 2010 Thesis https://ir.uitm.edu.my/id/eprint/13747/ https://ir.uitm.edu.my/id/eprint/13747/1/TD_NOORAZMIRA%20MOHD%20AFANDI%20AP%2010_5%201.pdf text en public dphil degree Universiti Teknologi MARA Faculty of Architecture, Planning and Surveying
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
topic	Cost and standard of living Malaysia
spellingShingle	Cost and standard of living Malaysia Mohd Afandi, Noorazmira The affordability of the middle income group to own a house case study : Pengkalan Chepa, Kota Bharu Kelantan / Noorazmira Mohd Afandi
description	This study aims to investigate the problem of owning a residential by the middle income class. The main focus is on the middle class or middle-income group. This category is selected as the government policy only emphasizes the low income class by providing guidance only for the low income earner, but without realizing it, this action has resulted difficulties for the middle income earner. Among the objectives of this study is to identify the level of income, background and ability of the middle class to own a home. In addition, this study is to examine the problems faced by this group of home ownership. When problems are identified, the propose Solution is actions by the government to provides such a pricing policy for medium-cost houses and only middle income earners are eligible to buy. To identify this problem, I have been doing some research, namely through questionnaires and interviews. Among the feedbacks obtained from the middle class is that the house price are too expensive and even though them are eligible to buy it through bank bans, they still have problems in terms of paying the monthly payment. Therefore, governments and financial institutions need to provide residential owning process with moderate cost with hire purchase concept is gradual based and the rental fee charged every month is in line with the income earned.
format	Thesis
qualification_name	Doctor of Philosophy (PhD.)
qualification_level	Bachelor degree
author	Mohd Afandi, Noorazmira
author_facet	Mohd Afandi, Noorazmira
author_sort	Mohd Afandi, Noorazmira
title	The affordability of the middle income group to own a house case study : Pengkalan Chepa, Kota Bharu Kelantan / Noorazmira Mohd Afandi
title_short	The affordability of the middle income group to own a house case study : Pengkalan Chepa, Kota Bharu Kelantan / Noorazmira Mohd Afandi
title_full	The affordability of the middle income group to own a house case study : Pengkalan Chepa, Kota Bharu Kelantan / Noorazmira Mohd Afandi
title_fullStr	The affordability of the middle income group to own a house case study : Pengkalan Chepa, Kota Bharu Kelantan / Noorazmira Mohd Afandi
title_full_unstemmed	The affordability of the middle income group to own a house case study : Pengkalan Chepa, Kota Bharu Kelantan / Noorazmira Mohd Afandi
title_sort	affordability of the middle income group to own a house case study : pengkalan chepa, kota bharu kelantan / noorazmira mohd afandi
granting_institution	Universiti Teknologi MARA
granting_department	Faculty of Architecture, Planning and Surveying
publishDate	2010
url	https://ir.uitm.edu.my/id/eprint/13747/1/TD_NOORAZMIRA%20MOHD%20AFANDI%20AP%2010_5%201.pdf
_version_	1783733176079745024

The affordability of the middle income group to own a house case study : Pengkalan Chepa, Kota Bharu Kelantan / Noorazmira Mohd Afandi

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