The criteria set by banks in financing the development of a project: a comparative study of 5 banks / Nurulain Kamarulekhsan

Project developers are the main players in the construction industry, which in the last 20 years has been growing rapidly in tandem with the national development. In fact, according to the Malaysian Industrial Classification (MIC) 1972, the construction sector is among the 10 fastest growing industr...

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Main Author:	Kamarulekhsan, Nurulain
Format:	Thesis
Language:	English
Published:	2010
Subjects:	Banking
Online Access:	https://ir.uitm.edu.my/id/eprint/2846/1/2846.pdf
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id	my-uitm-ir.2846
record_format	uketd_dc
spelling	my-uitm-ir.28462021-09-06T08:40:13Z The criteria set by banks in financing the development of a project: a comparative study of 5 banks / Nurulain Kamarulekhsan 2010-05-19 Kamarulekhsan, Nurulain Banking Banks and the state. State supervision of banks Project developers are the main players in the construction industry, which in the last 20 years has been growing rapidly in tandem with the national development. In fact, according to the Malaysian Industrial Classification (MIC) 1972, the construction sector is among the 10 fastest growing industries in Malaysia. Although the contribution of the developers is an indirect injection into the national economy, it is important to look into their requirements for financial assistance and difficulties in receiving progressive funding in the implementation of development projects. It is especially important to examine the case of large projects that involve big expenditure or high cost with the aim to maximize returns to project developers. Rarely do developers finance their projects with 100% of their own money because it is a difficult matter, except for firms, companies, and corporations with large and strong financial base. Usually, most developers turn to financial institutions, such as banks, for credit facilities or loans. However, this is not necessarily an ideal situation to expedite project development. Problems do accrue. Among the problems is delay in the disbursement of credits that will affect a development in the form of construction and completion delays or in an extreme case, project abandonment. The purpose of this Bachelor degree terminal project is to determine the causes of delay in disbursing credits by financial institutions to real estate developers. In order to identify the causes of delay, one set of survey forms will used to interview the selected financial institutions and the selected developers to obtain the necessary information to meet the research goal. The data obtained will be analyzed by using quantitative analysis method and the results discussed in a descriptive manner. In conclusion, the study is to show that the financial institutions concerned are measuring the progress of development projects in stages against a set of criteria and conditions to grant progressive funding to developers. It also hopes to show the delay factors which cause the developers unable to fulfill the requirements which have been fixed by banks. The study hopes to present some proposals to overcome delays in progressive disbursement of credit to avoid problems of delay in a real estate development. 2010-05 Thesis https://ir.uitm.edu.my/id/eprint/2846/ https://ir.uitm.edu.my/id/eprint/2846/1/2846.pdf text en public degree Universiti Teknologi MARA Faculty of Architecture, Planning and Surveying Mustafar, Suriyana
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Mustafar, Suriyana
topic	Banking Banking
spellingShingle	Banking Banking Kamarulekhsan, Nurulain The criteria set by banks in financing the development of a project: a comparative study of 5 banks / Nurulain Kamarulekhsan
description	Project developers are the main players in the construction industry, which in the last 20 years has been growing rapidly in tandem with the national development. In fact, according to the Malaysian Industrial Classification (MIC) 1972, the construction sector is among the 10 fastest growing industries in Malaysia. Although the contribution of the developers is an indirect injection into the national economy, it is important to look into their requirements for financial assistance and difficulties in receiving progressive funding in the implementation of development projects. It is especially important to examine the case of large projects that involve big expenditure or high cost with the aim to maximize returns to project developers. Rarely do developers finance their projects with 100% of their own money because it is a difficult matter, except for firms, companies, and corporations with large and strong financial base. Usually, most developers turn to financial institutions, such as banks, for credit facilities or loans. However, this is not necessarily an ideal situation to expedite project development. Problems do accrue. Among the problems is delay in the disbursement of credits that will affect a development in the form of construction and completion delays or in an extreme case, project abandonment. The purpose of this Bachelor degree terminal project is to determine the causes of delay in disbursing credits by financial institutions to real estate developers. In order to identify the causes of delay, one set of survey forms will used to interview the selected financial institutions and the selected developers to obtain the necessary information to meet the research goal. The data obtained will be analyzed by using quantitative analysis method and the results discussed in a descriptive manner. In conclusion, the study is to show that the financial institutions concerned are measuring the progress of development projects in stages against a set of criteria and conditions to grant progressive funding to developers. It also hopes to show the delay factors which cause the developers unable to fulfill the requirements which have been fixed by banks. The study hopes to present some proposals to overcome delays in progressive disbursement of credit to avoid problems of delay in a real estate development.
format	Thesis
qualification_level	Bachelor degree
author	Kamarulekhsan, Nurulain
author_facet	Kamarulekhsan, Nurulain
author_sort	Kamarulekhsan, Nurulain
title	The criteria set by banks in financing the development of a project: a comparative study of 5 banks / Nurulain Kamarulekhsan
title_short	The criteria set by banks in financing the development of a project: a comparative study of 5 banks / Nurulain Kamarulekhsan
title_full	The criteria set by banks in financing the development of a project: a comparative study of 5 banks / Nurulain Kamarulekhsan
title_fullStr	The criteria set by banks in financing the development of a project: a comparative study of 5 banks / Nurulain Kamarulekhsan
title_full_unstemmed	The criteria set by banks in financing the development of a project: a comparative study of 5 banks / Nurulain Kamarulekhsan
title_sort	criteria set by banks in financing the development of a project: a comparative study of 5 banks / nurulain kamarulekhsan
granting_institution	Universiti Teknologi MARA
granting_department	Faculty of Architecture, Planning and Surveying
publishDate	2010
url	https://ir.uitm.edu.my/id/eprint/2846/1/2846.pdf
_version_	1783733090811641856

The criteria set by banks in financing the development of a project: a comparative study of 5 banks / Nurulain Kamarulekhsan

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