Customer selection criteria for islamic home financing in Johor / Murni Farhana Talib

Nowadays, financial institution plays a great role in providing home financing facility. Thus, the purpose of this project paper is to find out the choice criteria for Islamic home financing in Malaysian Islamic banks. The important part of this study considers establishing a specific rank of choice...

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Main Author: Talib, Murni Farhana
Format: Thesis
Language:English
Published: 2011
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/33250/1/33250.pdf
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spelling my-uitm-ir.332502020-08-12T09:20:17Z Customer selection criteria for islamic home financing in Johor / Murni Farhana Talib 2011-04 Talib, Murni Farhana Consumer satisfaction Finance, Islamic Nowadays, financial institution plays a great role in providing home financing facility. Thus, the purpose of this project paper is to find out the choice criteria for Islamic home financing in Malaysian Islamic banks. The important part of this study considers establishing a specific rank of choice criteria for Islamic home financing and determines the most important factors that affects customer in considering Islamic home financing facility in Islamic banks. This study presents primary data collected by self-administered questionnaires involving a sample of 400 respondents in Johor state. All questionnaires were returned and analyzed using frequencies, reliability test, and regression analysis. The results suggest that “Shariah-compliant scheme” is the most important factors followed by reputation, service quality, and influence from others and lastly is convenience. While conducting this study, it also have several implications such as time constraint, financial constraints, lack of co-operation from respondents, questionnaire misinterpretation, and facing with respondents who have lack of knowledge. Based on the study done, its implications would primarily beneficial in Malaysia by offering an insight into choice criteria for Islamic home financing. This study provides new results about different kinds of customers’ types and their preferences with regards to Islamic home financing selection. As such, Islamic bank managers can learn and plan to offer attractive schemes for the Islamic home financing market that meet Malaysian bank customers’ needs. For the researcher, this study contributes to existing body of knowledge by providing an investigation of choice criteria in the Islamic home financing. Indeed, this study is considered an “eye-opener” for Islamic home financing choice criteria which has limited previous studies. Other than that, the recommendations also being voiced out for the purpose to assist future researcher to render benefits from it and make a better research in the future 2011-04 Thesis https://ir.uitm.edu.my/id/eprint/33250/ https://ir.uitm.edu.my/id/eprint/33250/1/33250.pdf text en public degree Universiti Teknologi MARA Cawangan Kelantan Faculty of Business and Management Wan Mohamad, Wan Mohd Firdaus
institution Universiti Teknologi MARA
collection UiTM Institutional Repository
language English
advisor Wan Mohamad, Wan Mohd Firdaus
topic Consumer satisfaction
Consumer satisfaction
spellingShingle Consumer satisfaction
Consumer satisfaction
Talib, Murni Farhana
Customer selection criteria for islamic home financing in Johor / Murni Farhana Talib
description Nowadays, financial institution plays a great role in providing home financing facility. Thus, the purpose of this project paper is to find out the choice criteria for Islamic home financing in Malaysian Islamic banks. The important part of this study considers establishing a specific rank of choice criteria for Islamic home financing and determines the most important factors that affects customer in considering Islamic home financing facility in Islamic banks. This study presents primary data collected by self-administered questionnaires involving a sample of 400 respondents in Johor state. All questionnaires were returned and analyzed using frequencies, reliability test, and regression analysis. The results suggest that “Shariah-compliant scheme” is the most important factors followed by reputation, service quality, and influence from others and lastly is convenience. While conducting this study, it also have several implications such as time constraint, financial constraints, lack of co-operation from respondents, questionnaire misinterpretation, and facing with respondents who have lack of knowledge. Based on the study done, its implications would primarily beneficial in Malaysia by offering an insight into choice criteria for Islamic home financing. This study provides new results about different kinds of customers’ types and their preferences with regards to Islamic home financing selection. As such, Islamic bank managers can learn and plan to offer attractive schemes for the Islamic home financing market that meet Malaysian bank customers’ needs. For the researcher, this study contributes to existing body of knowledge by providing an investigation of choice criteria in the Islamic home financing. Indeed, this study is considered an “eye-opener” for Islamic home financing choice criteria which has limited previous studies. Other than that, the recommendations also being voiced out for the purpose to assist future researcher to render benefits from it and make a better research in the future
format Thesis
qualification_level Bachelor degree
author Talib, Murni Farhana
author_facet Talib, Murni Farhana
author_sort Talib, Murni Farhana
title Customer selection criteria for islamic home financing in Johor / Murni Farhana Talib
title_short Customer selection criteria for islamic home financing in Johor / Murni Farhana Talib
title_full Customer selection criteria for islamic home financing in Johor / Murni Farhana Talib
title_fullStr Customer selection criteria for islamic home financing in Johor / Murni Farhana Talib
title_full_unstemmed Customer selection criteria for islamic home financing in Johor / Murni Farhana Talib
title_sort customer selection criteria for islamic home financing in johor / murni farhana talib
granting_institution Universiti Teknologi MARA Cawangan Kelantan
granting_department Faculty of Business and Management
publishDate 2011
url https://ir.uitm.edu.my/id/eprint/33250/1/33250.pdf
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