Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi

This study observed about the factors that influence the non-performing loan of commercial banks in Malaysia. Increase in non-performing loan can give bad impact to the profitability of the commercial bank. This study aims to analysis of non-performing loan among RHB Bank, Maybank and CIMB Bank and...

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Main Author: Zaidi, Nurulain Syahirah
Format: Thesis
Language:English
Published: 2019
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/90600/1/90600.pdf
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spelling my-uitm-ir.906002024-02-16T09:56:44Z Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi 2019 Zaidi, Nurulain Syahirah Bank loans. Bank credit. Commercial loans This study observed about the factors that influence the non-performing loan of commercial banks in Malaysia. Increase in non-performing loan can give bad impact to the profitability of the commercial bank. This study aims to analysis of non-performing loan among RHB Bank, Maybank and CIMB Bank and its relationship with the determinants as well as to determine the most significant factors that influence the non-performing loan. It influenced by the variables which include interest rate, inflation and gross domestic product. The data collected from 2008 until 2018 based on the annual report of 3 commercial bank in Malaysia. The study shows that all independent variables; inflation, interest rate and gross domestic product have negative relationship with the non-performing loan. Inflation and interest rate are significant with the non-performing loan at 5% significant level. For gross domestic product is significant at the level 10%. In conclusion, the commercial bank must make a correct decision making on their profit which can influence their daily revenue. A wrong decision making will give negative impacts for their profit. 2019 Thesis https://ir.uitm.edu.my/id/eprint/90600/ https://ir.uitm.edu.my/id/eprint/90600/1/90600.pdf text en public Universiti Teknologi MARA, Terengganu Faculty Of Business Management Abdul Manaf, Suhaily Maizan
institution Universiti Teknologi MARA
collection UiTM Institutional Repository
language English
advisor Abdul Manaf, Suhaily Maizan
topic Bank loans
Bank credit
Commercial loans
spellingShingle Bank loans
Bank credit
Commercial loans
Zaidi, Nurulain Syahirah
Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi
description This study observed about the factors that influence the non-performing loan of commercial banks in Malaysia. Increase in non-performing loan can give bad impact to the profitability of the commercial bank. This study aims to analysis of non-performing loan among RHB Bank, Maybank and CIMB Bank and its relationship with the determinants as well as to determine the most significant factors that influence the non-performing loan. It influenced by the variables which include interest rate, inflation and gross domestic product. The data collected from 2008 until 2018 based on the annual report of 3 commercial bank in Malaysia. The study shows that all independent variables; inflation, interest rate and gross domestic product have negative relationship with the non-performing loan. Inflation and interest rate are significant with the non-performing loan at 5% significant level. For gross domestic product is significant at the level 10%. In conclusion, the commercial bank must make a correct decision making on their profit which can influence their daily revenue. A wrong decision making will give negative impacts for their profit.
format Thesis
author Zaidi, Nurulain Syahirah
author_facet Zaidi, Nurulain Syahirah
author_sort Zaidi, Nurulain Syahirah
title Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi
title_short Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi
title_full Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi
title_fullStr Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi
title_full_unstemmed Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi
title_sort analysis of non-performing loans among rhb bank berhad, maybank berhad and cimb bank berhad in malaysia / nurulain syahirah zaidi
granting_institution Universiti Teknologi MARA, Terengganu
granting_department Faculty Of Business Management
publishDate 2019
url https://ir.uitm.edu.my/id/eprint/90600/1/90600.pdf
_version_ 1794192245040087040