The factors that influence household debt in Malaysia / Wan Nabihah Wan Zaidi

The level of household debt in Malaysia may in turn cause another financial crisis as it is at worrying stage. Therefore, the aims of this study is to identify the relationship between household debt and its determinants as well as to determine the most significant factors that affect the household...

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Bibliographic Details
Main Author:	Wan Zaidi, Wan Nabihah
Format:	Thesis
Language:	English
Published:	2018
Subjects:	Commercial credit Commercial loans Credit management
Online Access:	https://ir.uitm.edu.my/id/eprint/93404/1/93404.pdf
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id	my-uitm-ir.93404
record_format	uketd_dc
spelling	my-uitm-ir.934042024-04-03T07:30:01Z The factors that influence household debt in Malaysia / Wan Nabihah Wan Zaidi 2018 Wan Zaidi, Wan Nabihah Commercial credit. Commercial loans. Credit management The level of household debt in Malaysia may in turn cause another financial crisis as it is at worrying stage. Therefore, the aims of this study is to identify the relationship between household debt and its determinants as well as to determine the most significant factors that affect the household debt via time series technique. The mode of empirical investigation is Ordinary Least Square Method with the multiple regressions which are applied to monthly time series data spanning from 2012 to 2016 for four variables such as Interest Rate, Inflation, Unemployment Rate and Consumption. Data collected from Eikon Thomson Reuters and Monthly Statistical Bulletin. The study implies that interest rate, unemployment rate and consumption are positive and significantly related with household debt whereas the result illustrates an insignificant yet positive relationship between inflation and household debt. As a conclusion, these findings bear important implications for Malaysian policymakers. 2018 Thesis https://ir.uitm.edu.my/id/eprint/93404/ https://ir.uitm.edu.my/id/eprint/93404/1/93404.pdf text en public degree Universiti Teknologi MARA, Terengganu Faculty Of Business Management Mohamad Azmin, Nur Azwani
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Mohamad Azmin, Nur Azwani
topic	Commercial credit Commercial loans Credit management
spellingShingle	Commercial credit Commercial loans Credit management Wan Zaidi, Wan Nabihah The factors that influence household debt in Malaysia / Wan Nabihah Wan Zaidi
description	The level of household debt in Malaysia may in turn cause another financial crisis as it is at worrying stage. Therefore, the aims of this study is to identify the relationship between household debt and its determinants as well as to determine the most significant factors that affect the household debt via time series technique. The mode of empirical investigation is Ordinary Least Square Method with the multiple regressions which are applied to monthly time series data spanning from 2012 to 2016 for four variables such as Interest Rate, Inflation, Unemployment Rate and Consumption. Data collected from Eikon Thomson Reuters and Monthly Statistical Bulletin. The study implies that interest rate, unemployment rate and consumption are positive and significantly related with household debt whereas the result illustrates an insignificant yet positive relationship between inflation and household debt. As a conclusion, these findings bear important implications for Malaysian policymakers.
format	Thesis
qualification_level	Bachelor degree
author	Wan Zaidi, Wan Nabihah
author_facet	Wan Zaidi, Wan Nabihah
author_sort	Wan Zaidi, Wan Nabihah
title	The factors that influence household debt in Malaysia / Wan Nabihah Wan Zaidi
title_short	The factors that influence household debt in Malaysia / Wan Nabihah Wan Zaidi
title_full	The factors that influence household debt in Malaysia / Wan Nabihah Wan Zaidi
title_fullStr	The factors that influence household debt in Malaysia / Wan Nabihah Wan Zaidi
title_full_unstemmed	The factors that influence household debt in Malaysia / Wan Nabihah Wan Zaidi
title_sort	factors that influence household debt in malaysia / wan nabihah wan zaidi
granting_institution	Universiti Teknologi MARA, Terengganu
granting_department	Faculty Of Business Management
publishDate	2018
url	https://ir.uitm.edu.my/id/eprint/93404/1/93404.pdf
_version_	1804889876237123584

The factors that influence household debt in Malaysia / Wan Nabihah Wan Zaidi

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