Factors affecting non performing loans in selected South East Asian countries / Nurul Fazreen Mat Zaid

Non-performing loans are loans that borrowers are no longer making payment on. Loans are considered as non-perform when borrowers has not make repayment over than 90 days from the date of agreement. Non-performing loans will be categorised as default and the loss will be absorbed by the banks. Howev...

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Main Author:	Mat Zaid, Nurul Fazreen
Format:	Thesis
Language:	English
Published:	2017
Subjects:	Interest rates
Online Access:	https://ir.uitm.edu.my/id/eprint/95705/2/95705.pdf
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id	my-uitm-ir.95705
record_format	uketd_dc
spelling	my-uitm-ir.957052024-06-18T06:52:21Z Factors affecting non performing loans in selected South East Asian countries / Nurul Fazreen Mat Zaid 2017 Mat Zaid, Nurul Fazreen Interest rates Credit. Debt. Loans Non-performing loans are loans that borrowers are no longer making payment on. Loans are considered as non-perform when borrowers has not make repayment over than 90 days from the date of agreement. Non-performing loans will be categorised as default and the loss will be absorbed by the banks. However, the loans will be categorised as re-performing if the borrowers start making payment after 90 days has passed. This is also might be one of risk that has to bear by the banks because once borrowers have stopped making payment, they will do it again after that. This paper will be focused on investigate the non-performing loans in selected South East Asian countries by testing the relationship of non-performing loans with factors such as unemployment rate, inflation rate, gross domestic product (GDP) and lending interest rate. Three countries from South East Asian region will be selected for this study which are Brunei Darussalam, Thailand and Indonesia. In addition, this study will chose 75 observations on quarterly basis for seven years period starting from 2010 to 2016. The sample data will be gathered from DataStream consists of three selected countries. Panel data regression analysis will be practised to analyse determinants of non-performing loans based on the secondary data gathered and E-views 9 software will be used in analysing the data. The expected findings for this study are unemployment rate, inflation rate and lending interest rate will have significant relationship with non-performing loans while gross domestic product has no significant relationship with non-performing loans. 2017 Thesis https://ir.uitm.edu.my/id/eprint/95705/ https://ir.uitm.edu.my/id/eprint/95705/2/95705.pdf text en public degree Universiti Teknologi MARA, Johor Bachelor of Business Administration (HONS) Finance Mohamed Yousop, Nur Liyana
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Mohamed Yousop, Nur Liyana
topic	Interest rates Interest rates
spellingShingle	Interest rates Interest rates Mat Zaid, Nurul Fazreen Factors affecting non performing loans in selected South East Asian countries / Nurul Fazreen Mat Zaid
description	Non-performing loans are loans that borrowers are no longer making payment on. Loans are considered as non-perform when borrowers has not make repayment over than 90 days from the date of agreement. Non-performing loans will be categorised as default and the loss will be absorbed by the banks. However, the loans will be categorised as re-performing if the borrowers start making payment after 90 days has passed. This is also might be one of risk that has to bear by the banks because once borrowers have stopped making payment, they will do it again after that. This paper will be focused on investigate the non-performing loans in selected South East Asian countries by testing the relationship of non-performing loans with factors such as unemployment rate, inflation rate, gross domestic product (GDP) and lending interest rate. Three countries from South East Asian region will be selected for this study which are Brunei Darussalam, Thailand and Indonesia. In addition, this study will chose 75 observations on quarterly basis for seven years period starting from 2010 to 2016. The sample data will be gathered from DataStream consists of three selected countries. Panel data regression analysis will be practised to analyse determinants of non-performing loans based on the secondary data gathered and E-views 9 software will be used in analysing the data. The expected findings for this study are unemployment rate, inflation rate and lending interest rate will have significant relationship with non-performing loans while gross domestic product has no significant relationship with non-performing loans.
format	Thesis
qualification_level	Bachelor degree
author	Mat Zaid, Nurul Fazreen
author_facet	Mat Zaid, Nurul Fazreen
author_sort	Mat Zaid, Nurul Fazreen
title	Factors affecting non performing loans in selected South East Asian countries / Nurul Fazreen Mat Zaid
title_short	Factors affecting non performing loans in selected South East Asian countries / Nurul Fazreen Mat Zaid
title_full	Factors affecting non performing loans in selected South East Asian countries / Nurul Fazreen Mat Zaid
title_fullStr	Factors affecting non performing loans in selected South East Asian countries / Nurul Fazreen Mat Zaid
title_full_unstemmed	Factors affecting non performing loans in selected South East Asian countries / Nurul Fazreen Mat Zaid
title_sort	factors affecting non performing loans in selected south east asian countries / nurul fazreen mat zaid
granting_institution	Universiti Teknologi MARA, Johor
granting_department	Bachelor of Business Administration (HONS) Finance
publishDate	2017
url	https://ir.uitm.edu.my/id/eprint/95705/2/95705.pdf
_version_	1804889971217137664

Factors affecting non performing loans in selected South East Asian countries / Nurul Fazreen Mat Zaid

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