Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah

The purpose of this study is to examine factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah such as Universiti Malaysia Sabah (UMS), Universiti Tun Abdul Razak (UNITAR), Universiti Teknologi Mara (UiTM) and Open University Malaysia (OUM)....

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Bibliographic Details
Main Author:	Rudy Ansar
Format:	Thesis
Language:	English English
Published:	2014
Subjects:	HG179 Personal finance
Online Access:	https://eprints.ums.edu.my/id/eprint/37872/1/24%20PAGES.pdf https://eprints.ums.edu.my/id/eprint/37872/2/FULLTEXT.01.pdf
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id	my-ums-ep.37872
record_format	uketd_dc
spelling	my-ums-ep.378722024-01-09T04:11:57Z Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah 2014 Rudy Ansar HG179 Personal finance The purpose of this study is to examine factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah such as Universiti Malaysia Sabah (UMS), Universiti Tun Abdul Razak (UNITAR), Universiti Teknologi Mara (UiTM) and Open University Malaysia (OUM). The study covers both full-time and part-time postgraduate students, who are working, have own income and studying at the same time. From the result of data analyses done, this study has conduded demographic variables: occupation and income have significant influenced postgraduate students upon practicing their personal financial practices of investment. Furthermore, money attitude of retention-time have significant and positive relationship with personal financial of investment and planning. In addition, money attitude of retention-time have significant and negative relationship with personal financial practices of cash management. Moreover, money attitude of distrust has significant and positive relationship with personal financial practices of planning but not significant to personal financial practices of investment and cash management. While Money attitude of power-prestige has significant and have negative relationship with personal financial practices of planning. 2014 Thesis https://eprints.ums.edu.my/id/eprint/37872/ https://eprints.ums.edu.my/id/eprint/37872/1/24%20PAGES.pdf text en public https://eprints.ums.edu.my/id/eprint/37872/2/FULLTEXT.01.pdf text en validuser other masters Universiti Malaysia Sabah Fakulti Perniagaan, Ekonomi dan Perakaunan
institution	Universiti Malaysia Sabah
collection	UMS Institutional Repository
language	English English
topic	HG179 Personal finance
spellingShingle	HG179 Personal finance Rudy Ansar Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah
description	The purpose of this study is to examine factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah such as Universiti Malaysia Sabah (UMS), Universiti Tun Abdul Razak (UNITAR), Universiti Teknologi Mara (UiTM) and Open University Malaysia (OUM). The study covers both full-time and part-time postgraduate students, who are working, have own income and studying at the same time. From the result of data analyses done, this study has conduded demographic variables: occupation and income have significant influenced postgraduate students upon practicing their personal financial practices of investment. Furthermore, money attitude of retention-time have significant and positive relationship with personal financial of investment and planning. In addition, money attitude of retention-time have significant and negative relationship with personal financial practices of cash management. Moreover, money attitude of distrust has significant and positive relationship with personal financial practices of planning but not significant to personal financial practices of investment and cash management. While Money attitude of power-prestige has significant and have negative relationship with personal financial practices of planning.
format	Thesis
qualification_name	other
qualification_level	Master's degree
author	Rudy Ansar
author_facet	Rudy Ansar
author_sort	Rudy Ansar
title	Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah
title_short	Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah
title_full	Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah
title_fullStr	Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah
title_full_unstemmed	Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah
title_sort	factors influencing personal financial practices of postgraduate students at universities in kota kinabalu, sabah
granting_institution	Universiti Malaysia Sabah
granting_department	Fakulti Perniagaan, Ekonomi dan Perakaunan
publishDate	2014
url	https://eprints.ums.edu.my/id/eprint/37872/1/24%20PAGES.pdf https://eprints.ums.edu.my/id/eprint/37872/2/FULLTEXT.01.pdf
_version_	1794022687519014912

Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah

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