Market Structure, Efficiency and Competition of QISMUT Banking Industry

The aim of this study is to assess the market structure, efficiency, competition as well as examine the relationship between efficiency and competition in QISMUT over the period of 2006 to 2016. Qatar, Indonesia, Saudi Arabia, Malaysia, United Arab Emirates and Turkey banking industry are the major...

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Main Author: Noor Shazreen, Mortadza
Format: Thesis
Language:English
Published: 2019
Subjects:
Online Access:http://ir.unimas.my/id/eprint/26727/1/Noor%20Shazreen%20ft.pdf
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spelling my-unimas-ir.267272024-02-19T06:17:46Z Market Structure, Efficiency and Competition of QISMUT Banking Industry 2019-08-26 Noor Shazreen, Mortadza H Social Sciences (General) HB Economic Theory The aim of this study is to assess the market structure, efficiency, competition as well as examine the relationship between efficiency and competition in QISMUT over the period of 2006 to 2016. Qatar, Indonesia, Saudi Arabia, Malaysia, United Arab Emirates and Turkey banking industry are the major player in Islamic banking industry. Concentration ratio (CR) and Herfindahl-Hirshman Index (HHI) are used to assess the market structure meanwhile Data Envelopment Analysis (DEA) and Lerner Index (LI) for efficiency and competition. In order to examine the relationship of efficiency and competition, regression of three models (conventional, Islamic and all banks) of panel data analysis required. The results of market structure indicate that conventional banking industry are more concentrated in QISMUT compare to Islamic banking industry. However, the results found Islamic banks are more efficient than the conventional banks counterpart. The indicator of market power, conventional bank higher as compare to Islamic banks. Interestingly, the results of nexus hypothesis for competition-efficiency and efficiency-competition are positive. This imply higher competition cause higher efficiency and vice versa. Universiti Malaysia Sarawak (UNIMAS) 2019-08 Thesis http://ir.unimas.my/id/eprint/26727/ http://ir.unimas.my/id/eprint/26727/1/Noor%20Shazreen%20ft.pdf text en validuser masters Universiti Malaysia Sarawak Faculty of Economics and Business
institution Universiti Malaysia Sarawak
collection UNIMAS Institutional Repository
language English
topic H Social Sciences (General)
HB Economic Theory
spellingShingle H Social Sciences (General)
HB Economic Theory
Noor Shazreen, Mortadza
Market Structure, Efficiency and Competition of QISMUT Banking Industry
description The aim of this study is to assess the market structure, efficiency, competition as well as examine the relationship between efficiency and competition in QISMUT over the period of 2006 to 2016. Qatar, Indonesia, Saudi Arabia, Malaysia, United Arab Emirates and Turkey banking industry are the major player in Islamic banking industry. Concentration ratio (CR) and Herfindahl-Hirshman Index (HHI) are used to assess the market structure meanwhile Data Envelopment Analysis (DEA) and Lerner Index (LI) for efficiency and competition. In order to examine the relationship of efficiency and competition, regression of three models (conventional, Islamic and all banks) of panel data analysis required. The results of market structure indicate that conventional banking industry are more concentrated in QISMUT compare to Islamic banking industry. However, the results found Islamic banks are more efficient than the conventional banks counterpart. The indicator of market power, conventional bank higher as compare to Islamic banks. Interestingly, the results of nexus hypothesis for competition-efficiency and efficiency-competition are positive. This imply higher competition cause higher efficiency and vice versa.
format Thesis
qualification_level Master's degree
author Noor Shazreen, Mortadza
author_facet Noor Shazreen, Mortadza
author_sort Noor Shazreen, Mortadza
title Market Structure, Efficiency and Competition of QISMUT Banking Industry
title_short Market Structure, Efficiency and Competition of QISMUT Banking Industry
title_full Market Structure, Efficiency and Competition of QISMUT Banking Industry
title_fullStr Market Structure, Efficiency and Competition of QISMUT Banking Industry
title_full_unstemmed Market Structure, Efficiency and Competition of QISMUT Banking Industry
title_sort market structure, efficiency and competition of qismut banking industry
granting_institution Universiti Malaysia Sarawak
granting_department Faculty of Economics and Business
publishDate 2019
url http://ir.unimas.my/id/eprint/26727/1/Noor%20Shazreen%20ft.pdf
_version_ 1794023003152973824