(تطبيقات المبادئ الشرعية في المؤسسات المصرفية (دراسة حالة عن بيع العينة في بنك رعية الماليزي

The Bay al-Inah concept is use in one of the available loan products in Islamic banking practiced by several financial institutions in Malaysia. Bay al-Inah from the Syari’ah perspective and within banking context means sales and purchases to obtain immediate cash facility. However, the status of th...

Full description

Saved in:
Bibliographic Details
Main Author: Abdul Halim Harun
Format: Thesis
Language:other
Subjects:
Tags: Add Tag
No Tags, Be the first to tag this record!
id my-usim-ddms-12373
record_format uketd_dc
spelling my-usim-ddms-123732024-05-29T04:02:19Z (تطبيقات المبادئ الشرعية في المؤسسات المصرفية (دراسة حالة عن بيع العينة في بنك رعية الماليزي Tatbiqat al-mabadi' al-shari'yah fi al-mu'assasat al-masrifiyah: dirasah hallah 'an Bay' al-'inah fi Bank Ra'yat al-Malizi Abdul Halim Harun The Bay al-Inah concept is use in one of the available loan products in Islamic banking practiced by several financial institutions in Malaysia. Bay al-Inah from the Syari’ah perspective and within banking context means sales and purchases to obtain immediate cash facility. However, the status of this scheme is still questionable between pro and contra opinions of the traditional as well as modern religious specialists (‘ulama). In this research, the writer tries to establish a compromising approach and also to establish the extend of its application and usage as permitted by the Syari’ah principle in general: The writer obtains data from literature reviews, field observations, interviews and documents available. The writer focuses his research with Bank Rakyat Malaysia Berhad (BRMB) in Kuala Lumpur because Bank Rakyat Malaysia is the pioneer in offering this product to the market. The results indicate that this product is suitable to be used in Islamic capital markets in Malaysia in general and very specific in Bank Rakyat Malaysia Berhad (BRMB). BRMB has ensured to always updated all practices which may not be in line with the Syari’ah equipment e.g. the change of transaction instrument from gharar values to share certificate which nominal fixed values. However, this does not mean that BRMB has perfected the scheme as the writer has found that certain aspect and terms which are not really in line with principles of Islamic Syari’ah. The writer also tries to put forward several proposal and views as considerations and references for future updating prudent development of Islamic Banking in Malaysia in particular and the Islamic world in general. Universiti Sains Islam Malaysia 2006 Thesis other https://oarep.usim.edu.my/handle/123456789/12373 https://oarep.usim.edu.my/bitstreams/cd254484-bfe2-4761-b88b-02928c681208/download 8a4605be74aa9ea9d79846c1fba20a33 Banks and banking--Religious aspects--Islam Banks and banking--Malaysia Sales (Islamic law)--Malaysia
institution Universiti Sains Islam Malaysia
collection USIM Institutional Repository
language other
topic Banks and banking--Religious aspects--Islam
Banks and banking--Malaysia
Sales (Islamic law)--Malaysia
spellingShingle Banks and banking--Religious aspects--Islam
Banks and banking--Malaysia
Sales (Islamic law)--Malaysia
Abdul Halim Harun
(تطبيقات المبادئ الشرعية في المؤسسات المصرفية (دراسة حالة عن بيع العينة في بنك رعية الماليزي
description The Bay al-Inah concept is use in one of the available loan products in Islamic banking practiced by several financial institutions in Malaysia. Bay al-Inah from the Syari’ah perspective and within banking context means sales and purchases to obtain immediate cash facility. However, the status of this scheme is still questionable between pro and contra opinions of the traditional as well as modern religious specialists (‘ulama). In this research, the writer tries to establish a compromising approach and also to establish the extend of its application and usage as permitted by the Syari’ah principle in general: The writer obtains data from literature reviews, field observations, interviews and documents available. The writer focuses his research with Bank Rakyat Malaysia Berhad (BRMB) in Kuala Lumpur because Bank Rakyat Malaysia is the pioneer in offering this product to the market. The results indicate that this product is suitable to be used in Islamic capital markets in Malaysia in general and very specific in Bank Rakyat Malaysia Berhad (BRMB). BRMB has ensured to always updated all practices which may not be in line with the Syari’ah equipment e.g. the change of transaction instrument from gharar values to share certificate which nominal fixed values. However, this does not mean that BRMB has perfected the scheme as the writer has found that certain aspect and terms which are not really in line with principles of Islamic Syari’ah. The writer also tries to put forward several proposal and views as considerations and references for future updating prudent development of Islamic Banking in Malaysia in particular and the Islamic world in general.
format Thesis
author Abdul Halim Harun
author_facet Abdul Halim Harun
author_sort Abdul Halim Harun
title (تطبيقات المبادئ الشرعية في المؤسسات المصرفية (دراسة حالة عن بيع العينة في بنك رعية الماليزي
title_short (تطبيقات المبادئ الشرعية في المؤسسات المصرفية (دراسة حالة عن بيع العينة في بنك رعية الماليزي
title_full (تطبيقات المبادئ الشرعية في المؤسسات المصرفية (دراسة حالة عن بيع العينة في بنك رعية الماليزي
title_fullStr (تطبيقات المبادئ الشرعية في المؤسسات المصرفية (دراسة حالة عن بيع العينة في بنك رعية الماليزي
title_full_unstemmed (تطبيقات المبادئ الشرعية في المؤسسات المصرفية (دراسة حالة عن بيع العينة في بنك رعية الماليزي
title_sort (تطبيقات المبادئ الشرعية في المؤسسات المصرفية (دراسة حالة عن بيع العينة في بنك رعية الماليزي
granting_institution Universiti Sains Islam Malaysia
_version_ 1812444636802711552