Cabaran utama pemilikan rumah mampu milik bagi golongan berpendapatan sederhana

Homeownership is a very important property in providing space and comfort as well as a place of refuge in ensuring the safety of individuals and families. However, as stated in real estate reports, the news, in the press shows that rising house prices are increasing day by day it has put pressure on...

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Main Author:	Zainal Abidin, Eniza
Format:	Thesis
Language:	English
Published:	2021
Subjects:	TX955-985 Building management
Online Access:	http://eprints.utm.my/id/eprint/96649/1/EnizaZainalAbidinMFABU2021.pdf.pdf
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id	my-utm-ep.96649
record_format	uketd_dc
spelling	my-utm-ep.966492022-08-15T07:57:20Z Cabaran utama pemilikan rumah mampu milik bagi golongan berpendapatan sederhana 2021 Zainal Abidin, Eniza TX955-985 Building management Homeownership is a very important property in providing space and comfort as well as a place of refuge in ensuring the safety of individuals and families. However, as stated in real estate reports, the news, in the press shows that rising house prices are increasing day by day it has put pressure on those who do not yet own their own homes, especially those who work and live in major cities in Malaysia. The house prices offered in urban areas are very expensive compared to the suburbs. This makes it difficult for middle-income people to own their own home. Therefore, this study aims to examine the main challenges of affordable housing ownership for the middle-income group (M40). A total of 100 questionnaires were distributed to civil servants serving in Johor Bahru City. The results of the study found that the main challenges are the increasing daily expenses and the location of the desired or desirable home of high value. In addition, the increase in total expenditure, high house market price, 5% full loan interest rate is too high, difficulty in paying other fees, changes in other matters and having various other loans among other major challenges affecting home ownership affordable among M40. These findings should be given attention and refined by policy makers in an effort to formulate and improve the implementation of national housing policy and development so that all groups can own a house and achieve the main objectives of the national housing policy. 2021 Thesis http://eprints.utm.my/id/eprint/96649/ http://eprints.utm.my/id/eprint/96649/1/EnizaZainalAbidinMFABU2021.pdf.pdf application/pdf en public http://dms.library.utm.my:8080/vital/access/manager/Repository/vital:143017 masters Universiti Teknologi Malaysia Faculty of Built Environment & Surveying
institution	Universiti Teknologi Malaysia
collection	UTM Institutional Repository
language	English
topic	TX955-985 Building management
spellingShingle	TX955-985 Building management Zainal Abidin, Eniza Cabaran utama pemilikan rumah mampu milik bagi golongan berpendapatan sederhana
description	Homeownership is a very important property in providing space and comfort as well as a place of refuge in ensuring the safety of individuals and families. However, as stated in real estate reports, the news, in the press shows that rising house prices are increasing day by day it has put pressure on those who do not yet own their own homes, especially those who work and live in major cities in Malaysia. The house prices offered in urban areas are very expensive compared to the suburbs. This makes it difficult for middle-income people to own their own home. Therefore, this study aims to examine the main challenges of affordable housing ownership for the middle-income group (M40). A total of 100 questionnaires were distributed to civil servants serving in Johor Bahru City. The results of the study found that the main challenges are the increasing daily expenses and the location of the desired or desirable home of high value. In addition, the increase in total expenditure, high house market price, 5% full loan interest rate is too high, difficulty in paying other fees, changes in other matters and having various other loans among other major challenges affecting home ownership affordable among M40. These findings should be given attention and refined by policy makers in an effort to formulate and improve the implementation of national housing policy and development so that all groups can own a house and achieve the main objectives of the national housing policy.
format	Thesis
qualification_level	Master's degree
author	Zainal Abidin, Eniza
author_facet	Zainal Abidin, Eniza
author_sort	Zainal Abidin, Eniza
title	Cabaran utama pemilikan rumah mampu milik bagi golongan berpendapatan sederhana
title_short	Cabaran utama pemilikan rumah mampu milik bagi golongan berpendapatan sederhana
title_full	Cabaran utama pemilikan rumah mampu milik bagi golongan berpendapatan sederhana
title_fullStr	Cabaran utama pemilikan rumah mampu milik bagi golongan berpendapatan sederhana
title_full_unstemmed	Cabaran utama pemilikan rumah mampu milik bagi golongan berpendapatan sederhana
title_sort	cabaran utama pemilikan rumah mampu milik bagi golongan berpendapatan sederhana
granting_institution	Universiti Teknologi Malaysia
granting_department	Faculty of Built Environment & Surveying
publishDate	2021
url	http://eprints.utm.my/id/eprint/96649/1/EnizaZainalAbidinMFABU2021.pdf.pdf
_version_	1747818673197809664

Cabaran utama pemilikan rumah mampu milik bagi golongan berpendapatan sederhana

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