A Study On The Performance Of Malaysian Commercial Banks

Evaluation of bank performance is important in any competitive financial market. Bank performance provides signal to depositors-investors whether to invest or withdraw funds from the bank. Similarly, it gives directions to bank managers whether to provide deposit or loan services in order to improv...

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Bibliographic Details
Main Author:	Fader, Abdullah
Format:	Thesis
Language:	eng eng
Published:	2001
Subjects:	HF Commerce.
Online Access:	https://etd.uum.edu.my/274/1/Fader_bin_Abdullah%2C_2001.pdf https://etd.uum.edu.my/274/2/1.Fader_bin_Abdullah%2C_2001.pdf
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id	my-uum-etd.274
record_format	uketd_dc
spelling	my-uum-etd.2742013-07-24T12:06:27Z A Study On The Performance Of Malaysian Commercial Banks 2001 Fader, Abdullah Sekolah Siswazah Universiti Utara Malaysia HF Commerce. Evaluation of bank performance is important in any competitive financial market. Bank performance provides signal to depositors-investors whether to invest or withdraw funds from the bank. Similarly, it gives directions to bank managers whether to provide deposit or loan services in order to improve the performance of the bank. This study has analysed the performance of the Malaysian commercial banks for a 13 years period from 1985 to 1997. Comparison of the performances of the commercial banks was carried out between two periods; 1985 to 1990 and 1991 to 1997. Consolidated financial statements of the commercial banks have been gathered for this purpose. Six dimensions of performance were emphasized, namely earning, liquidity, risk, solvency, efficiency and profitability, of which are measured by financial ratios. T-test was used to test the significance of changes in each of these aspects of performance between the two periods. Comparative financial analysis indicates that there were significant improvements in the earning, efficiency and productivity performances of the commercial banks during 1991 to 1997. The bank's managerial efficiency in assets and liabilities has improved and has contributed to the performance during the second period. Non-interest income, loan loss provision, net interest margin and efficiency ratio have been identified as the important components that contributed to the banks' earning performance. 2001 Thesis https://etd.uum.edu.my/274/ https://etd.uum.edu.my/274/1/Fader_bin_Abdullah%2C_2001.pdf application/pdf eng validuser https://etd.uum.edu.my/274/2/1.Fader_bin_Abdullah%2C_2001.pdf application/pdf eng public masters masters Sekolah Siswazah
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
topic	HF Commerce.
spellingShingle	HF Commerce. Fader, Abdullah A Study On The Performance Of Malaysian Commercial Banks
description	Evaluation of bank performance is important in any competitive financial market. Bank performance provides signal to depositors-investors whether to invest or withdraw funds from the bank. Similarly, it gives directions to bank managers whether to provide deposit or loan services in order to improve the performance of the bank. This study has analysed the performance of the Malaysian commercial banks for a 13 years period from 1985 to 1997. Comparison of the performances of the commercial banks was carried out between two periods; 1985 to 1990 and 1991 to 1997. Consolidated financial statements of the commercial banks have been gathered for this purpose. Six dimensions of performance were emphasized, namely earning, liquidity, risk, solvency, efficiency and profitability, of which are measured by financial ratios. T-test was used to test the significance of changes in each of these aspects of performance between the two periods. Comparative financial analysis indicates that there were significant improvements in the earning, efficiency and productivity performances of the commercial banks during 1991 to 1997. The bank's managerial efficiency in assets and liabilities has improved and has contributed to the performance during the second period. Non-interest income, loan loss provision, net interest margin and efficiency ratio have been identified as the important components that contributed to the banks' earning performance.
format	Thesis
qualification_name	masters
qualification_level	Master's degree
author	Fader, Abdullah
author_facet	Fader, Abdullah
author_sort	Fader, Abdullah
title	A Study On The Performance Of Malaysian Commercial Banks
title_short	A Study On The Performance Of Malaysian Commercial Banks
title_full	A Study On The Performance Of Malaysian Commercial Banks
title_fullStr	A Study On The Performance Of Malaysian Commercial Banks
title_full_unstemmed	A Study On The Performance Of Malaysian Commercial Banks
title_sort	study on the performance of malaysian commercial banks
granting_institution	Sekolah Siswazah
granting_department	Sekolah Siswazah
publishDate	2001
url	https://etd.uum.edu.my/274/1/Fader_bin_Abdullah%2C_2001.pdf https://etd.uum.edu.my/274/2/1.Fader_bin_Abdullah%2C_2001.pdf
_version_	1747826876696494080

A Study On The Performance Of Malaysian Commercial Banks

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