Service Quality and Customer Satisfaction in Islamic Banking
Service quality is a gap between perceptions toward service provided. Customer satisfaction is response by emotion or attitude of customer after use the services and products. Today, researcher wants to identify the level of service quality in Islamic banking at Perak state whether low or high. Rese...
Saved in:
Main Author: | |
---|---|
Format: | Thesis |
Language: | eng eng |
Published: |
2011
|
Subjects: | |
Online Access: | https://etd.uum.edu.my/2874/1/Nur_Syuhanida_Samsuddin.pdf https://etd.uum.edu.my/2874/2/1.Nur_Syuhanida_Samsuddin.pdf |
Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
id |
my-uum-etd.2874 |
---|---|
record_format |
uketd_dc |
institution |
Universiti Utara Malaysia |
collection |
UUM ETD |
language |
eng eng |
advisor |
Abu Bakar, Azizi |
topic |
HF5001-6182 Business |
spellingShingle |
HF5001-6182 Business Nur Syuhanida, Samsuddin Service Quality and Customer Satisfaction in Islamic Banking |
description |
Service quality is a gap between perceptions toward service provided. Customer satisfaction is response by emotion or attitude of customer after use the services and products. Today, researcher wants to identify the level of service quality in Islamic banking at Perak state whether low or high. Researcher also wants to identify the level of customer satisfaction towards products and services provided by Islamic banking. Objectives of this research are to determine customer satisfaction level towards the services provides by Islamic banking, to assess customer perception towards service quality level which is provide by Islamic banking, to determine service quality level in Islamic banking and to identify differential between demographic factor and customer satisfaction. Researcher use quantitative data in order to collect the data and get the result. |
format |
Thesis |
qualification_name |
masters |
qualification_level |
Master's degree |
author |
Nur Syuhanida, Samsuddin |
author_facet |
Nur Syuhanida, Samsuddin |
author_sort |
Nur Syuhanida, Samsuddin |
title |
Service Quality and Customer Satisfaction in Islamic Banking |
title_short |
Service Quality and Customer Satisfaction in Islamic Banking |
title_full |
Service Quality and Customer Satisfaction in Islamic Banking |
title_fullStr |
Service Quality and Customer Satisfaction in Islamic Banking |
title_full_unstemmed |
Service Quality and Customer Satisfaction in Islamic Banking |
title_sort |
service quality and customer satisfaction in islamic banking |
granting_institution |
Universiti Utara Malaysia |
granting_department |
College of Business (COB) |
publishDate |
2011 |
url |
https://etd.uum.edu.my/2874/1/Nur_Syuhanida_Samsuddin.pdf https://etd.uum.edu.my/2874/2/1.Nur_Syuhanida_Samsuddin.pdf |
_version_ |
1747827450239254528 |
spelling |
my-uum-etd.28742016-04-19T07:04:22Z Service Quality and Customer Satisfaction in Islamic Banking 2011-06 Nur Syuhanida, Samsuddin Abu Bakar, Azizi College of Business (COB) College of Business HF5001-6182 Business Service quality is a gap between perceptions toward service provided. Customer satisfaction is response by emotion or attitude of customer after use the services and products. Today, researcher wants to identify the level of service quality in Islamic banking at Perak state whether low or high. Researcher also wants to identify the level of customer satisfaction towards products and services provided by Islamic banking. Objectives of this research are to determine customer satisfaction level towards the services provides by Islamic banking, to assess customer perception towards service quality level which is provide by Islamic banking, to determine service quality level in Islamic banking and to identify differential between demographic factor and customer satisfaction. Researcher use quantitative data in order to collect the data and get the result. 2011-06 Thesis https://etd.uum.edu.my/2874/ https://etd.uum.edu.my/2874/1/Nur_Syuhanida_Samsuddin.pdf application/pdf eng validuser https://etd.uum.edu.my/2874/2/1.Nur_Syuhanida_Samsuddin.pdf application/pdf eng public masters masters Universiti Utara Malaysia Abu Umar Faruq Ahmad & A.B.Rafique Ahmad (2009). “Islamic microfinance : The evidence from Australia”.Humnomics. Vol25 No.3, pp.217-235. Ahmed Habib (2002), “ Financing Microenterprises: An analytical Study of Islamic Microfinance Institutions” Islamic Economics Studies, Vol 9 pp.27-64. Alford, B.L. and Sherrell, D.L. (1996), ``The role of affect in consumer satisfaction judgementsof credence based services'', Journal of Business Research, Vol. 37, pp.71-84. Anderson, W.T. Jr, Cox, E.P. III and Fulcher, D.G. (1976), ``Bank selection decisions and market segmentation'', Journal of Marketing, Vol. 40 January, pp. 40-5. Angur, M.G., Nataraajan, R., and Jahera, J.S. (1999). Service quality in the banking industry: an assessment in a developing economy. International Journal of Bank Marketing, Vol. 17(3), pp. 116-123. Berry, L. L. (1986). Retail businesses are services businesses. Journal of Retailing, 62(1), Spring, 3-6. Bitner, M.J. (1990), ``Evaluating service encounters: the effects of physical surroundings and employee responses'', Journal of Marketing, Vol. 54, April, pp. 69-82. Bitran, G. and Lojo, M. (1993), ``A framework for analysing the quality of the customer interface'', European Management Journal, Vol. 11 No. 4, December, pp. 385- 96. Caruana, A. (2002). “Service loyalty : The effects of service quality and the mediating role of customer satisfaction”. European Journal of Marketing, Vol. 36 (7/ 8), pp. 811- 82 8. Choudhury, M.A. (2002), “Microenterprise development using Islamic financing and organizational instruments : Modality and practicum”, International Journal of Social Economics. 29, pp.119-134. Clarke, I. (2000). Retail power, competition and local consumer choice in the UK grocery sector. European Journal of Marketing, 34(8), 975-1002. Cronin, J.J. Jr., and Taylor, S.A. (1992), ``Measuring service quality: a re-examination and extension'', Journal of Marketing, July, Vol. 56, pp. 55-68. Denton, L. and Chan, A. (1991), ``Bank selection criteria of multiple bank users in Hong Kong'', International Journal of Bank Marketing, Vol. 9 No. 5, pp. 23-34. Dabholkar, P., Thorpe, D. I., & Rentz, J. O. (1996). A measure of service quality for retail stores: scale development and validation. Journal of the Academy of Marketing Science, 24(1), 3-6. East, R. (1997), Consumer Behaviour: Advances and Applications in Marketing, Prentice Hall, London. Erol, C. and El-Bdour, R. (1989), ``Attitudes, behaviour and patronage factors of bank customers towards Islamic banks'', International Journal of Bank Marketing, Vol. 7 No. 6, p. 31. Erol, C., Kaynak, E. and El-Bdour, R. (1990), ``Conventional and Islamic banks: patronage behaviour of Jordanian customers'', International Journal of Bank Marketing, Vol. 8 No. 4, pp. 25-35. Feinburg, R. A., de Ruyter, K., Trappey, C., & Lee, T.Z (1995). Consumer-defined service quality in international retailing. Total Quality Management, 6 (1), 61-67. Ferrier, G. and Lovell, C.A.K. (1990), Measuring Cost Efficiency in Banking: Econometric and Linear Programming Evidence, Journal of Econometrics 46 (1-2), 229-45. File, K.M. and Prince, R.A. (1992), ``Positive wordof- mouth: customer satisfaction and buyer behaviour'', International Journal of Bank Marketing, Vol. 10 No. 1, pp. 25- 9. Gabbie, O. and O’Neill, M.A. (1996). “SERQUAL and the Northern Island Hotel Sector: A Comparative Analysis – part 1”. Managing Service Quality, Vol. 6 (6), pp. 25-32 Gerrard, P. and Cunningham, J.B. (1997), ``Islamic banking: a study in Singapore'', International Journal of Bank Marketing, Vol. 15 No. 6, pp. 204-16. Goode, M. and Moutinho, L. (1995), ``The effects of free banking on overall satisfaction: the use of automated teller machines'', International Journal of Bank Marketing, Vol. 13 No. 4, pp. 33-40. Goode, M. and Moutinho, L. (1996), ``The effects of consumer age on overall satisfaction: an application to financial services'', Journal of Professional Services Marketing, Vol. 13 No. 2, pp. 93-112. Goode, M., Moutinho, L. and Charles, C. (1996), ``Structural equation modelling of overall satisfaction and full use of services for ATMs'', International Journal of Bank Marketing, Vol. 14 No. 7, pp. 4-11. Gronroos, C. (1982), Strategic Management and Marketing in the Service Sector, Swedish School of Economics and Business Administration, Helsingfors. Grimm, J.W. and Woziank, P.R. (1990), Basic Social Statistics and Quantitative Research Methods, Wadsworth Publishing Company, Belmont, CA. Gronroos, C. (1984), ``A service quality model and its marketing implications'', European Journal of Marketing, Vol. 18, pp. 35-44. Hasan, I. and Marton, K. (2000), Development and Efficiency of the Banking Sector in a Transitional Economy, Working Paper, Stern School of Business, New York University. Hawkins, John, and Dubravko Mihaljek, 2001, “The Banking Industry in the Emerging Market Economies: Competition, Consolidation and Systemic Stability—An overview,” BIS Working Paper No. 4, pp. 1–44 (Basel: Bank for International Settlements). Holliday, K. (1996), ``Keeping close to the customer'', Bank Marketing, Vol. 28 No. 6, June, pp. 14-19. Hurley, R. F., & Estelami, H. (1998). Alternative indexes for monitoring customer perceptions of service quality: A comparative evaluation in a retail context. Journal of the Academy of Marketing Science, 26(3), 209 – 221. Izah Mohd Tahir & Wan Zulqarnain Wan Ismail (2004). Customer service quality in insurance industry: The case of Islamic insurance. International Borneo Business Conference, Kota Kinabalu, Sabah,Malaysia. December 9-11. Kaynak, E., Kucukemiroglu, O. and Odabasi, Y. (1991), ``Commercial bank selection in Turkey'', International Journal of Bank Marketing, Vol. 9 No. 4, pp. 30-9. Khazeh, K. and Decker, W.H. (1992), ``How customers choose banks'', Journal of Retail Banking, Vol. 14, Winter, pp. 41-4. Kohli, A.K. and Jaworski, B.J. (1990), ``Market orientation: the construct, research propositions, and managerial implications'', Journal of Marketing, Vol. 54, April, pp. 20-35. Kotler, P., Ang, S. H., Leong, S. M., and Tan, C, T. (1999). “Marketing Management : An Asian Perspective”. ( 8th ed.). Singapore : Prentice Hall. Laroche, M. and Taylor, T. (1988), ``An empirical study of major segmentation issues in retail banking'', International Journal of Bank Marketing, Vol. 6 No. 1, pp. 31- 48. Le Blanc and Nguyen (1999). Customers perceptions of service quality in financial institution. International Journal of Marketing, Vol. 6 (4), pp. 7-18. Legg, D. and Baker, J. (1996), ``Advertising strategies for service firms'', in Lovelock,C.H., Services Marketing, 3rd ed., Prentice Hall, Englewood Cliffs, NJ. Levesque, T. and McDougall, G.H.G. (1996), ``Determinants of customer satisfaction in retail banking'', International Journal of Bank Marketing, Vol. 14 No. 7, pp. 12- 20. Lewis, B.R. (1993), ``Service quality: recent developments in financial services'', International Journal of Bank Marketing, Vol. 11 No. 6, pp. 19-25. Lovelock, C. (1996), Services Marketing, 3rd ed., Prentice Hall, Englewood Cliffs, NJ. McDougall, G. and Levesque, T. (1994), ``A revised review of service quality dimensions: an empirical investigation'', Journal of Professional Services Marketing, Vol. 11 No.1, pp. 189-210. Mehta, S. C., Lalwani, A.K., & Soon Li Han (2000). Service quality in retailing: relative efficiency of alternative measurement scales for different product-service environments. International Journal of Retail & Distribution Management, 28(2), 62-72. Miller, S.M. and Noulas, A.G. (1996), The Technical Efficiency of Large Bank Production, Journal of Banking and Finance 20 (3), 495-509. Moutinho, L. and Brownlie, D.T. (1989), ``Customer satisfaction with bank services: a multidimensional space analysis,'' International Journal of Bank Marketing, Vol. 7 No. 5, pp. 23-7. Nasir, K., and Jamal, A., and Al-Khatib, K (1999). Islamic Banking: Study of customer satisfaction and preferences in Jordan. Journal of Bank Marketing, Vol. 17 (3), pp. 135-151. Naser, K. (1998a), ``Comprehensives of disclosure of non-financial companies listed on the Amman financial market'', International Journal of Commerce and Management, Vol. 2 No. 8, pp. 88-119. Naser, K. (1998b), ``Investment prospects in a sample of Arab stock exchanges'', The Emirates Centre for Strategic Studies and Research, The emirates Occasional Papers No. 17. Naser, K. and Moutinho, L. (1997), ``Strategic marketing management: the case of Islamic banks'', International Journal of Bank Marketing, Vol. 15 No. 6, pp. 187- 203. Naser, K. and Pendlebury, M. (1997), ``The influence of Islam on bank financial reporting'', International Journal of Commerce and Management, Vol. 7 No. 2, pp. 56-83. Ndubisi, N. O. (2003). Service marketing: are perceptions of service quality predictors of behavioral intentions? The Malaysian Borneo banking industry perspective. Proceedings of the Academy of Marketing Studies, 8(1), 37-44. Nicholls, J., Roslow, S. and Tsalikis, J. (1993), ``Time is central'', International Journal of Bank Marketing, Vol. 11 No. 5, pp. 12-18. Norbani Che Ha & Sharmila Sinnathurai.(1999). Dimensions of service quality by courier companies: Consumers’ perception. Malaysian Journal of Consumer and Family Economics, 2, 129-141. Norafifah and Sudin Haron (2000). Perceptions of Malaysian corporate customers toward Islamic banking products and services. International Journal of Islamic Financial Services, Vol. 3 (1). Odekerken-Schröder, G., De Wulf, K., Kasper, H., Kleijnen, M., Hoekstra, J. & Commandeur, H. (2001). The impact of quality on store loyalty: A contingency approach. Total Quality Management, 12(3), 307-322. Oliver, R.L. (1980), ``Cognitive model of the antecedents and consequences of satisfaction decisions'', Journal of Marketing Research, Vol. 17, November, pp. 460-9. Oliver, R.L. (1989), ``Processing of the satisfaction response in consumption: a suggested framework and research propositions'', Journal of Consumer Satisfaction, Dissatisfaction and Complaining Behaviour, Vol. 2, p. 16. Othman, A., and Owen, L. (2000). Adopting and measuring customer services quality (SQ) in Islamic bank: A case study in Kuwait Finance House, International Journal of Islamic Financial services, Vol. 3 (1). Othman, A. & Owen L. (2001), Developing an Instrument to measure customer service quality (SQ) in Islamic banking. International Journal of Islamic Financial Services, 3(1), 1-26. Parasuraman, A., Zeithaml, V. and Berry, L. (1991), ``Understanding customer expectations of service'', Sloan Management Review, Vol. 39, spring, pp. 39-48. Peter, P.J. and Olson, J.C. (1996), Consumer Behaviour and Marketing Strategy, 4th ed., Irwin, Chicago, IL. Parasuraman, A., Berry, L., L., and Zeithaml, V. A. (1998). SERQUAL: A multiple item scale for measuring customer perceptions of service quality. Journal of marketing, Vol. 64, pp. 12-40.] Parasuraman, A., Berry, L., L., and Zeithaml, V. A. (1985). A conceptual model of SQ and its implications for future research. Journal of marketing, Vol. 49, pp.41-50. Radiah Abdul Kader, (2001). Ekonomi Islam, Kuala Lumpur: Univision Press Sdn .Bhd. Rahim Abdullah. “Institusi Kewangan dan Pelanggan”. (1996, March 18). Utusan Malaysia, p. 7 Richens, M.L. (1983), ``Negative word-of-mouth by dissatisfied consumers: a pilot study'', Journal of Marketing, winter, p. 69. Rorscoe, J.T. (1975). Fundamental Research Statistics for the Behavioural Science, 2nd edition. New York : Holt Rinehart & Wilson. Rust, R., T., and Zahorik, A. J. (1993). “Customer satisfaction, customer retention, and market share”. Journal of Retailing, Vol. 69 (2), pp. 193-215. Sekaran, U, (2003). Research method for business : A skill building approach. New York : John Wiley & Sons. (2005). Research method for business : A skill building approach (2nd ed). New York: John Wiley & Sons (2007). Research method for business : A skill building approach (2th ed). New York: John Wiley & Sons Shahimpoor, N.(2009), “The link between Islamic banking and microfinancing”, International Journal of Social Economics. 36, 886-996. Sherman, H.D. and Gold, F. (1985), Bank Branch Operating Efficiency: Evaluation with Data Envelopment Analysis, Journal of Banking and Finance 9 (2), 297-315. Shook, D.N. and Hassan, S.S. (1988), ``Marketing management in as Islamic banking environment: in search of an innovative marketing concept'', International Journal of Bank Marketing, Vol. 6 No. 1, p. 21. Sudin, H., Norafifah, A. and Planisek, L. (1994), ``Bank patronage factors of Muslim and non-Muslim customers'', International Journal of Bank Marketing, Vol. 12 No. 1, p. 32. Tan, C.T. and Chua, C. (1986), ``Intention, attitude and social influence in bank selection: a study in an Oriental culture'', International Journal of Bank Marketing, Vol. 4 No. 3, pp. 43-53. Zeithaml, V.A. (1981), ``How consumer evaluation processes differ between goods and services'', in Donnelly, J. and George, W. (Eds), Marketing of Services, American Marketing, Chicago, IL, pp. 186-90. Zeithaml, V.A. and Bitner, M.J. (1996), Services Marketing, international edition, McGraw Hill, New York, NY and London. |