The Determinants of Internet Banking Adoption by UUM Students

Two hundred and eighty six questionnaires, which are considered as complete, acceptable and usable, were received from the students of UUM. Questionnaires are developed to examine the major factors considered most important in the process of adopting internet banking by students in UUM. In oth...

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Main Author:	Al Gaifi, Fadhel Mohammed Abdullah
Format:	Thesis
Language:	eng eng
Published:	2011
Subjects:	HG Finance
Online Access:	https://etd.uum.edu.my/2908/1/Fadhel_Mohammed_Abdullah_Al_Gaifi.pdf https://etd.uum.edu.my/2908/2/1.Fadhel_Mohammed_Abdullah_Al_Gaifi.pdf
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id	my-uum-etd.2908
record_format	uketd_dc
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Katib, Mohamed Nasser
topic	HG Finance
spellingShingle	HG Finance Al Gaifi, Fadhel Mohammed Abdullah The Determinants of Internet Banking Adoption by UUM Students
description	Two hundred and eighty six questionnaires, which are considered as complete, acceptable and usable, were received from the students of UUM. Questionnaires are developed to examine the major factors considered most important in the process of adopting internet banking by students in UUM. In other words, this study aims to define the major determinants of internet banking adoption by students inside UUM. The data are analyzed by using SPSS programme. Descriptive and correlation analysis have been applied to determine the significant relationships for all hypotheses at 1 percent level of significance. In addition, factor analysis has also been used to inspect how variables affect each other and to what extent they are interrelated. The findings reveal that all independent variables included in this study namely “Perceived Ease of Use (PEU)”, “Perceived Usefulness (PU)”, “Perceived Web Security (PWS)” and “Attitude (AT)” have a significant relationship with the dependent variable which is “Intention to Use internet banking (IU)”. We also find that there is a significant relationship among independent variables. Percentage and frequency distribution are also used to analyze the respondent’s profile.
format	Thesis
qualification_name	masters
qualification_level	Master's degree
author	Al Gaifi, Fadhel Mohammed Abdullah
author_facet	Al Gaifi, Fadhel Mohammed Abdullah
author_sort	Al Gaifi, Fadhel Mohammed Abdullah
title	The Determinants of Internet Banking Adoption by UUM Students
title_short	The Determinants of Internet Banking Adoption by UUM Students
title_full	The Determinants of Internet Banking Adoption by UUM Students
title_fullStr	The Determinants of Internet Banking Adoption by UUM Students
title_full_unstemmed	The Determinants of Internet Banking Adoption by UUM Students
title_sort	determinants of internet banking adoption by uum students
granting_institution	Universiti Utara Malaysia
granting_department	Othman Yeop Abdullah Graduate School of Business
publishDate	2011
url	https://etd.uum.edu.my/2908/1/Fadhel_Mohammed_Abdullah_Al_Gaifi.pdf https://etd.uum.edu.my/2908/2/1.Fadhel_Mohammed_Abdullah_Al_Gaifi.pdf
_version_	1747827458260860928
spelling	my-uum-etd.29082022-04-11T01:10:43Z The Determinants of Internet Banking Adoption by UUM Students 2011-05 Al Gaifi, Fadhel Mohammed Abdullah Katib, Mohamed Nasser Othman Yeop Abdullah Graduate School of Business College of Business HG Finance Two hundred and eighty six questionnaires, which are considered as complete, acceptable and usable, were received from the students of UUM. Questionnaires are developed to examine the major factors considered most important in the process of adopting internet banking by students in UUM. In other words, this study aims to define the major determinants of internet banking adoption by students inside UUM. The data are analyzed by using SPSS programme. Descriptive and correlation analysis have been applied to determine the significant relationships for all hypotheses at 1 percent level of significance. In addition, factor analysis has also been used to inspect how variables affect each other and to what extent they are interrelated. The findings reveal that all independent variables included in this study namely “Perceived Ease of Use (PEU)”, “Perceived Usefulness (PU)”, “Perceived Web Security (PWS)” and “Attitude (AT)” have a significant relationship with the dependent variable which is “Intention to Use internet banking (IU)”. We also find that there is a significant relationship among independent variables. Percentage and frequency distribution are also used to analyze the respondent’s profile. 2011-05 Thesis https://etd.uum.edu.my/2908/ https://etd.uum.edu.my/2908/1/Fadhel_Mohammed_Abdullah_Al_Gaifi.pdf text eng public https://etd.uum.edu.my/2908/2/1.Fadhel_Mohammed_Abdullah_Al_Gaifi.pdf text eng public masters masters Universiti Utara Malaysia Afifi, A. A., & Clark, V. (1984). Computer-aided multivariate analysis. Wadsworth. Inc., Belmont, California. Agarwal, R., & Prasad, J. (1999). Are individual differences germane to the acceptance of new information technologies? Decision sciences, 30, 361-392. 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The Determinants of Internet Banking Adoption by UUM Students

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