Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China

Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China

A steady bank system is important cornerstones which can help modern economies maintain stability and healthy development. In order to achieve this goal, China's banking industry has experienced a long-term reformed process. The purpose of this study is to research some vital factors which infl...

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Main Author: Ji, Rui
Format: Thesis
Language:eng
eng
Published: 2012
Subjects:
HG Finance
Online Access:https://etd.uum.edu.my/3220/1/JI_RUI.pdf
https://etd.uum.edu.my/3220/3/JI_RUI.pdf
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id my-uum-etd.3220
record_format uketd_dc
institution Universiti Utara Malaysia
collection UUM ETD
language eng
eng
advisor Ahmad, Nor Hayati
topic HG Finance
spellingShingle HG Finance
Ji, Rui
Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China
description A steady bank system is important cornerstones which can help modern economies maintain stability and healthy development. In order to achieve this goal, China's banking industry has experienced a long-term reformed process. The purpose of this study is to research some vital factors which influence performance of the commercial banks industry in China. This study takes 4 state-owned and 2 joint-stock commercial banks of China as the research sample, by analyzing the impact of the economic variables and bank specific variables on bank performance. The variables are real growth rate, inflation rate, exchange rate, global finance crisis (for economic variables) and bank’s risk management-loan to deposit and equity ratio, bank’s size, property sector, net interest margin factors, interest income ratio and deposit-assets ratio (for bank specific variables). The bank performance is measured by ROE. The findings show that all variables contribute 85.8% to the commercial bank performance in China. Seven factors namely exchange rate, bank’s risk management- equity ratio, bank’s size, net interest margin factors, interest income ratio and deposit-assets ratio are significant determinants of bank performance in China.
format Thesis
qualification_name masters
qualification_level Master's degree
author Ji, Rui
author_facet Ji, Rui
author_sort Ji, Rui
title Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China
title_short Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China
title_full Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China
title_fullStr Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China
title_full_unstemmed Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China
title_sort factors influencing commercial bank performance: a case study on commercial banks in china
granting_institution Universiti Utara Malaysia
granting_department Othman Yeop Abdullah Graduate School of Business
publishDate 2012
url https://etd.uum.edu.my/3220/1/JI_RUI.pdf
https://etd.uum.edu.my/3220/3/JI_RUI.pdf
_version_ 1747827523870261248
spelling my-uum-etd.32202016-04-19T07:48:26Z Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China 2012-01 Ji, Rui Ahmad, Nor Hayati Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance A steady bank system is important cornerstones which can help modern economies maintain stability and healthy development. In order to achieve this goal, China's banking industry has experienced a long-term reformed process. The purpose of this study is to research some vital factors which influence performance of the commercial banks industry in China. This study takes 4 state-owned and 2 joint-stock commercial banks of China as the research sample, by analyzing the impact of the economic variables and bank specific variables on bank performance. The variables are real growth rate, inflation rate, exchange rate, global finance crisis (for economic variables) and bank’s risk management-loan to deposit and equity ratio, bank’s size, property sector, net interest margin factors, interest income ratio and deposit-assets ratio (for bank specific variables). The bank performance is measured by ROE. The findings show that all variables contribute 85.8% to the commercial bank performance in China. Seven factors namely exchange rate, bank’s risk management- equity ratio, bank’s size, net interest margin factors, interest income ratio and deposit-assets ratio are significant determinants of bank performance in China. 2012-01 Thesis https://etd.uum.edu.my/3220/ https://etd.uum.edu.my/3220/1/JI_RUI.pdf text eng validuser https://etd.uum.edu.my/3220/3/JI_RUI.pdf text eng public masters masters Universiti Utara Malaysia Allen L.，Rai. A. Operational Efficiency in Banking:An International Comparison [J]. 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