Determinants of technical efficiency of banks in Yemen

Determinants of technical efficiency of banks in Yemen

The main objective of this thesis is to identify the efficiency level and the determinants of efficiency of the Yemeni banks over the period from 1998 to 2011. This thesis consists of three specific objectives. The first objective is to determine the technical, pure technical and scale efficiency s...

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Main Author: Al-Attafi, Mohamed Ali Mohamed
Format: Thesis
Language:eng
eng
Published: 2014
Subjects:
HG Finance
Online Access:https://etd.uum.edu.my/4303/1/s92573.pdf
https://etd.uum.edu.my/4303/2/s92573_abstract.pdf
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institution Universiti Utara Malaysia
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language eng
eng
advisor Md Rus, Rohani
topic HG Finance
spellingShingle HG Finance
Al-Attafi, Mohamed Ali Mohamed
Determinants of technical efficiency of banks in Yemen
description The main objective of this thesis is to identify the efficiency level and the determinants of efficiency of the Yemeni banks over the period from 1998 to 2011. This thesis consists of three specific objectives. The first objective is to determine the technical, pure technical and scale efficiency score of banks. The second objective is to analyse the differences in efficiency in terms of banks identity, bank type and internationalization of banks. The third objective aims to identify factors that determine efficiency. The twostage approach which consists of data envelopment analysis (DEA) and Tobit regression is employed in analyzing the data. Specifically, the DEA was used to estimate banking efficiency in the first stage, while the Tobit regression was applied in examining the determinants of the efficiency obtained from the first stage. The results of DEA show that, on average, technical, pure technical and scale efficiencies for all banks over the sample period are 74.5%, 86.3% and 85.5%, respectively. The results also indicate that most Yemeni banks are facing scale problems due to decreasing returns to scale. In addition, the results reveal that there are significant difference in efficiency among banks operating in Yemen based on their identity, bank type and internationalization of banks. Moreover, the results from Tobit regression illustrate that there is a positive relationship between efficiency scores and internationalization of banks, type of banks, intellectual capital performance and gross domestic product, while banks size and profitability have significant negative influence on efficiency. A major contribution that arises from the study is that this is the first study that shows the importance of intellectual capital performance in ensuring banks efficiency especially in Yemen.
format Thesis
qualification_name Ph.D.
qualification_level Doctorate
author Al-Attafi, Mohamed Ali Mohamed
author_facet Al-Attafi, Mohamed Ali Mohamed
author_sort Al-Attafi, Mohamed Ali Mohamed
title Determinants of technical efficiency of banks in Yemen
title_short Determinants of technical efficiency of banks in Yemen
title_full Determinants of technical efficiency of banks in Yemen
title_fullStr Determinants of technical efficiency of banks in Yemen
title_full_unstemmed Determinants of technical efficiency of banks in Yemen
title_sort determinants of technical efficiency of banks in yemen
granting_institution Universiti Utara Malaysia
granting_department Othman Yeop Abdullah Graduate School of Business
publishDate 2014
url https://etd.uum.edu.my/4303/1/s92573.pdf
https://etd.uum.edu.my/4303/2/s92573_abstract.pdf
_version_ 1747827709200826368
spelling my-uum-etd.43032022-04-09T23:26:25Z Determinants of technical efficiency of banks in Yemen 2014 Al-Attafi, Mohamed Ali Mohamed Md Rus, Rohani Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance The main objective of this thesis is to identify the efficiency level and the determinants of efficiency of the Yemeni banks over the period from 1998 to 2011. This thesis consists of three specific objectives. The first objective is to determine the technical, pure technical and scale efficiency score of banks. The second objective is to analyse the differences in efficiency in terms of banks identity, bank type and internationalization of banks. The third objective aims to identify factors that determine efficiency. The twostage approach which consists of data envelopment analysis (DEA) and Tobit regression is employed in analyzing the data. Specifically, the DEA was used to estimate banking efficiency in the first stage, while the Tobit regression was applied in examining the determinants of the efficiency obtained from the first stage. The results of DEA show that, on average, technical, pure technical and scale efficiencies for all banks over the sample period are 74.5%, 86.3% and 85.5%, respectively. The results also indicate that most Yemeni banks are facing scale problems due to decreasing returns to scale. In addition, the results reveal that there are significant difference in efficiency among banks operating in Yemen based on their identity, bank type and internationalization of banks. Moreover, the results from Tobit regression illustrate that there is a positive relationship between efficiency scores and internationalization of banks, type of banks, intellectual capital performance and gross domestic product, while banks size and profitability have significant negative influence on efficiency. A major contribution that arises from the study is that this is the first study that shows the importance of intellectual capital performance in ensuring banks efficiency especially in Yemen. 2014 Thesis https://etd.uum.edu.my/4303/ https://etd.uum.edu.my/4303/1/s92573.pdf text eng public https://etd.uum.edu.my/4303/2/s92573_abstract.pdf text eng public Ph.D. doctoral Universiti Utara Malaysia Aggrey, N., Eliab, L., & Joseph, S. (2010). The Relationship between Firm Size and Technical Efficiency in East Africa Manufacturing Firms. Journal of Sustainable Development in Africa, 12(4), 226-236. Ahmad, N. H. B., Noor, M. A. N. M., & Sufian, F. (2010). Measuring Islamic banks efficiency: the case of world Islamic banking sectors. Retrieved from http://mpra.ub.uni-muenchen.de/294 97/. Ajlouni, M. D. M., Hmedat, M. W., & Hmedat, W. (2011). The Relative Efficiency of Jordanian Banks and its Determinants Using Data Envelopment Analysis. Journal of Applied Finance and Banking., 1(3), 33-58. 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