Determinants of public servant income management
The study was conducted to analyse the determinants of public servant income management. Three independent variables were identified namely attitude towards money, financial capability and debt management while the dependent variable was financial wellbeing of public servants. Self-administered ques...
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HG Finance Ahmad Zafwan, Sulaiman Determinants of public servant income management |
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The study was conducted to analyse the determinants of public servant income management. Three independent variables were identified namely attitude towards money, financial capability and debt management while the dependent variable was financial wellbeing of public servants. Self-administered questionnaires were distributed to 341 respondents in Putrajaya. Of these, 270 were returned giving a return rate of 79% of the whole targeted respondents. The Pearson’s Correlation and multiple regression tests were used to identify the relation and influence of attitude towards money, financial capability and debt management towards financial wellbeing. The result of the correlation analysis suggested that attitude towards money, financial capability and debt management is correlated to the financial wellbeing of public servants. The multiple regression results indicated that there is a positive influence between attitude towards money and financial capability with financial wellbeing of public servants. However, debt management shows no significant influence on the financial wellbeing of the public servants. Based on the results, some recommendations are proposed and the limitations of the study discussed. These should provide opportunity for further research |
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Master's degree |
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Ahmad Zafwan, Sulaiman |
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Ahmad Zafwan, Sulaiman |
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Ahmad Zafwan, Sulaiman |
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Determinants of public servant income management |
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Determinants of public servant income management |
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Determinants of public servant income management |
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Determinants of public servant income management |
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Determinants of public servant income management |
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determinants of public servant income management |
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Universiti Utara Malaysia |
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Othman Yeop Abdullah Graduate School of Business |
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2014 |
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my-uum-etd.47012022-04-09T23:17:39Z Determinants of public servant income management 2014 Ahmad Zafwan, Sulaiman Mohd Zain, Md. Lazim Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance The study was conducted to analyse the determinants of public servant income management. Three independent variables were identified namely attitude towards money, financial capability and debt management while the dependent variable was financial wellbeing of public servants. Self-administered questionnaires were distributed to 341 respondents in Putrajaya. Of these, 270 were returned giving a return rate of 79% of the whole targeted respondents. The Pearson’s Correlation and multiple regression tests were used to identify the relation and influence of attitude towards money, financial capability and debt management towards financial wellbeing. The result of the correlation analysis suggested that attitude towards money, financial capability and debt management is correlated to the financial wellbeing of public servants. The multiple regression results indicated that there is a positive influence between attitude towards money and financial capability with financial wellbeing of public servants. However, debt management shows no significant influence on the financial wellbeing of the public servants. Based on the results, some recommendations are proposed and the limitations of the study discussed. These should provide opportunity for further research 2014 Thesis https://etd.uum.edu.my/4701/ https://etd.uum.edu.my/4701/1/s815934.pdf text eng public https://etd.uum.edu.my/4701/7/s815934_abstract.pdf text eng public masters masters Universiti Utara Malaysia Anderloni, L., & Vandone, D. (2008). Household over-indebtedness in the economic literature. Working paper of Dipartimento Di Scienze Economiche Aziendali E Statistiche. 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