Financial performances of Islamic banking after the global financial crisis: A comparison between Islamic commercial banks and Islamic business unit banks in Indonesia

Financial performances of Islamic banking after the global financial crisis: A comparison between Islamic commercial banks and Islamic business unit banks in Indonesia

The global financial crisis has affected some industries or non-industries around the world. It has also impacted to Islamic banking in Indonesia, especially after 2007-2008. It has been recorded the Islamic banking industry in Indonesia shows a speedy recovery from the impact of the global financia...

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Main Author: Rahmi, Laili
Format: Thesis
Language:eng
eng
Published: 2015
Subjects:
HG Finance
Online Access:https://etd.uum.edu.my/4944/1/s815303.pdf
https://etd.uum.edu.my/4944/2/s815303_abstract.pdf
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id my-uum-etd.4944
record_format uketd_dc
institution Universiti Utara Malaysia
collection UUM ETD
language eng
eng
advisor Abd. Wahab, Norazlina
topic HG Finance
spellingShingle HG Finance
Rahmi, Laili
Financial performances of Islamic banking after the global financial crisis: A comparison between Islamic commercial banks and Islamic business unit banks in Indonesia
description The global financial crisis has affected some industries or non-industries around the world. It has also impacted to Islamic banking in Indonesia, especially after 2007-2008. It has been recorded the Islamic banking industry in Indonesia shows a speedy recovery from the impact of the global financial crisis. Thus, this study aims to evaluate and examine the differences of Islamic banking’s financial performance after the global financial crisis in Indonesia. The financial performances in this study are profitability ratio (Return on Asset (ROA) and Return on Equity (ROE)), liquidity ratio (Financing to Deposit Ratio (FDR) and Current Asset Ratio (CAR)) and solvency risk ratio (Equity Multiplier (EM) and Debt to Equity Ratio (DER)). The samples in this study are the six Islamic banks from Islamic Commercial Banks (Bank Usaha Sharia (BUS)) and Islamic Business Unit Banks (Unit Usaha Sharia (UUS)) in Indonesia. Based on the results shows by the descriptive statistic, UUS is more effective in using their assets to generate income compared to BUS, but BUS is greater to manage their financing and more liquid than UUS whose has higher risk than BUS during 2009-2013. Independent sample t-test shows that there is significant difference in terms of profitability, liquidity and solvency risk ratio between BUS and UUS Indonesia during 2009-2013
format Thesis
qualification_name masters
qualification_level Master's degree
author Rahmi, Laili
author_facet Rahmi, Laili
author_sort Rahmi, Laili
title Financial performances of Islamic banking after the global financial crisis: A comparison between Islamic commercial banks and Islamic business unit banks in Indonesia
title_short Financial performances of Islamic banking after the global financial crisis: A comparison between Islamic commercial banks and Islamic business unit banks in Indonesia
title_full Financial performances of Islamic banking after the global financial crisis: A comparison between Islamic commercial banks and Islamic business unit banks in Indonesia
title_fullStr Financial performances of Islamic banking after the global financial crisis: A comparison between Islamic commercial banks and Islamic business unit banks in Indonesia
title_full_unstemmed Financial performances of Islamic banking after the global financial crisis: A comparison between Islamic commercial banks and Islamic business unit banks in Indonesia
title_sort financial performances of islamic banking after the global financial crisis: a comparison between islamic commercial banks and islamic business unit banks in indonesia
granting_institution Universiti Utara Malaysia
granting_department Othman Yeop Abdullah Graduate School of Business
publishDate 2015
url https://etd.uum.edu.my/4944/1/s815303.pdf
https://etd.uum.edu.my/4944/2/s815303_abstract.pdf
_version_ 1747827832987320320
spelling my-uum-etd.49442021-04-05T01:02:27Z Financial performances of Islamic banking after the global financial crisis: A comparison between Islamic commercial banks and Islamic business unit banks in Indonesia 2015 Rahmi, Laili Abd. Wahab, Norazlina Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance The global financial crisis has affected some industries or non-industries around the world. It has also impacted to Islamic banking in Indonesia, especially after 2007-2008. It has been recorded the Islamic banking industry in Indonesia shows a speedy recovery from the impact of the global financial crisis. Thus, this study aims to evaluate and examine the differences of Islamic banking’s financial performance after the global financial crisis in Indonesia. The financial performances in this study are profitability ratio (Return on Asset (ROA) and Return on Equity (ROE)), liquidity ratio (Financing to Deposit Ratio (FDR) and Current Asset Ratio (CAR)) and solvency risk ratio (Equity Multiplier (EM) and Debt to Equity Ratio (DER)). The samples in this study are the six Islamic banks from Islamic Commercial Banks (Bank Usaha Sharia (BUS)) and Islamic Business Unit Banks (Unit Usaha Sharia (UUS)) in Indonesia. Based on the results shows by the descriptive statistic, UUS is more effective in using their assets to generate income compared to BUS, but BUS is greater to manage their financing and more liquid than UUS whose has higher risk than BUS during 2009-2013. Independent sample t-test shows that there is significant difference in terms of profitability, liquidity and solvency risk ratio between BUS and UUS Indonesia during 2009-2013 2015 Thesis https://etd.uum.edu.my/4944/ https://etd.uum.edu.my/4944/1/s815303.pdf text eng public https://etd.uum.edu.my/4944/2/s815303_abstract.pdf text eng public masters masters Universiti Utara Malaysia Affandi M., Akhmad. (2011). Islamic Commercial Banks in Indonesia after the Financial Crisis; Comparative Performance Evaluation with Conventional Banks. Germany: Lap Lambert. Akhtar, Muhammad Farhan., Ali, Khizer., & Saqadat, Shama. (2011). Factors Influencing the Profitability of Islamic Bank of Pakistan. International Research Journal of Finance and Economics, 2(66), 125–132. Alamsyah, Halim. (2013). Perkembangan dan Prospek Perbankan Syariah Indonesia: Tantangan dalam Menyongsong MEA 2015. Jakarta: Ikatan Ahli Ekonomi Islam or IAEI. Alasrag, H. (2010). Global Financial crisis and Islamic finance. 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