The impact of liquidity risk determinants on profitability: An empirical study on islamic banks in the Kingdom of Bahrain

The sustainability of the banking system depends on the profitability and capital adequacy. Practically, profitability and liquidity are effective indicators of the corporate health and performance of not only the Islamic commercial banks but all profit-oriented ventures. Therefore, liquidity risk...

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Main Author:	Trabelsi, Mohamed Khaled
Format:	Thesis
Language:	eng eng
Published:	2015
Subjects:	HG Finance
Online Access:	https://etd.uum.edu.my/5122/1/s814441.pdf https://etd.uum.edu.my/5122/2/s814441_abstract.pdf
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id	my-uum-etd.5122
record_format	uketd_dc
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Mahfudz, Akhmad Affandi
topic	HG Finance
spellingShingle	HG Finance Trabelsi, Mohamed Khaled The impact of liquidity risk determinants on profitability: An empirical study on islamic banks in the Kingdom of Bahrain
description	The sustainability of the banking system depends on the profitability and capital adequacy. Practically, profitability and liquidity are effective indicators of the corporate health and performance of not only the Islamic commercial banks but all profit-oriented ventures. Therefore, liquidity risk is considered as one of the serious concerns and challenges for modern era banks. As the global financial crisis spread, Islamic banks in Kingdom of Bahrain began to be affected; all of a sudden, some of the biggest Islamic banks, such as the Bahrain Islamic Bank, the Gulf Finance House and the Ithmar Bank, ended up with net losses. The aim of this study is to investigate the impact of the significant determinants of liquidity risk on the profitability of Islamic commercial banks in Bahrain during the 2007-2013 periods as well as to assess the impact of the global financial crisis on the profitability of these banks during the recovery period. Multiple regressions analysis was applied. By using Ordinary Least Squares (OLS) the results revealed that all the independent variables are significant with both models ROA and ROE except financial leverage and deposits have a statistically insignificant impact on ROA- Capital adequacy, financial leverage, deposits and GDP have a positive and significant impact; whereas bank size and the global financial crisis have a negative impact and are statistically significant. From these results, it is recommended that these banks control and manage properly these variables in order to create a high level of liquidity in the banks which would achieve a good profitability, leading to the sustainability of the financial banking system
format	Thesis
qualification_name	masters
qualification_level	Master's degree
author	Trabelsi, Mohamed Khaled
author_facet	Trabelsi, Mohamed Khaled
author_sort	Trabelsi, Mohamed Khaled
title	The impact of liquidity risk determinants on profitability: An empirical study on islamic banks in the Kingdom of Bahrain
title_short	The impact of liquidity risk determinants on profitability: An empirical study on islamic banks in the Kingdom of Bahrain
title_full	The impact of liquidity risk determinants on profitability: An empirical study on islamic banks in the Kingdom of Bahrain
title_fullStr	The impact of liquidity risk determinants on profitability: An empirical study on islamic banks in the Kingdom of Bahrain
title_full_unstemmed	The impact of liquidity risk determinants on profitability: An empirical study on islamic banks in the Kingdom of Bahrain
title_sort	impact of liquidity risk determinants on profitability: an empirical study on islamic banks in the kingdom of bahrain
granting_institution	Universiti Utara Malaysia
granting_department	Othman Yeop Abdullah Graduate School of Business
publishDate	2015
url	https://etd.uum.edu.my/5122/1/s814441.pdf https://etd.uum.edu.my/5122/2/s814441_abstract.pdf
_version_	1747827865841303552
spelling	my-uum-etd.51222021-03-29T09:51:01Z The impact of liquidity risk determinants on profitability: An empirical study on islamic banks in the Kingdom of Bahrain 2015 Trabelsi, Mohamed Khaled Mahfudz, Akhmad Affandi Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance The sustainability of the banking system depends on the profitability and capital adequacy. Practically, profitability and liquidity are effective indicators of the corporate health and performance of not only the Islamic commercial banks but all profit-oriented ventures. Therefore, liquidity risk is considered as one of the serious concerns and challenges for modern era banks. As the global financial crisis spread, Islamic banks in Kingdom of Bahrain began to be affected; all of a sudden, some of the biggest Islamic banks, such as the Bahrain Islamic Bank, the Gulf Finance House and the Ithmar Bank, ended up with net losses. The aim of this study is to investigate the impact of the significant determinants of liquidity risk on the profitability of Islamic commercial banks in Bahrain during the 2007-2013 periods as well as to assess the impact of the global financial crisis on the profitability of these banks during the recovery period. Multiple regressions analysis was applied. By using Ordinary Least Squares (OLS) the results revealed that all the independent variables are significant with both models ROA and ROE except financial leverage and deposits have a statistically insignificant impact on ROA- Capital adequacy, financial leverage, deposits and GDP have a positive and significant impact; whereas bank size and the global financial crisis have a negative impact and are statistically significant. From these results, it is recommended that these banks control and manage properly these variables in order to create a high level of liquidity in the banks which would achieve a good profitability, leading to the sustainability of the financial banking system 2015 Thesis https://etd.uum.edu.my/5122/ https://etd.uum.edu.my/5122/1/s814441.pdf text eng public https://etd.uum.edu.my/5122/2/s814441_abstract.pdf text eng public masters masters Universiti Utara Malaysia Abbas, F., Tahir, M., & Rahman, M.-u. (2012). A comparison of financial performance in the banking sector: some evidence from Pakistani commercial banks. Journal of Business Administration and Education, 1(1). Abduh, M., & Alias, A. (2014). Factors determine islamic banking performance in Malaysia: A multiple regression approach. Journal of Islamic Banking & Finance, 31(1). Abduh, M., & Idrees, Y. (2013). Determinants of islamic banking profitability in Malaysia. 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The impact of liquidity risk determinants on profitability: An empirical study on islamic banks in the Kingdom of Bahrain

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