Determinants Of Individual’s Intention To Use Islamic Home Financing Among Industrial Manufacturing Workers

Determinants Of Individual’s Intention To Use Islamic Home Financing Among Industrial Manufacturing Workers

Nowadays, household have some difficulties in purchasing a house at the market price due to the several reasons. They need to undergo lot of procedures and conditions applied to obtain loan from the financial institutions to support their affordability to buy a house. This research aims to investiga...

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Main Author: Hafirda Akma, Musaddad
Format: Thesis
Language:eng
eng
Published: 2019
Subjects:
HG Finance
Online Access:https://etd.uum.edu.my/8170/1/s823626_01.pdf
https://etd.uum.edu.my/8170/2/s823626_02.pdf
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id my-uum-etd.8170
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institution Universiti Utara Malaysia
collection UUM ETD
language eng
eng
advisor Zainol, Zairy
topic HG Finance
spellingShingle HG Finance
Hafirda Akma, Musaddad
Determinants Of Individual’s Intention To Use Islamic Home Financing Among Industrial Manufacturing Workers
description Nowadays, household have some difficulties in purchasing a house at the market price due to the several reasons. They need to undergo lot of procedures and conditions applied to obtain loan from the financial institutions to support their affordability to buy a house. This research aims to investigate the determinants of individual’s intention to use Islamic home financing among manufacturing workers in semiconductor industry located in Kota Bharu, Kelantan. This study measuring the factors of attitude, subjective norms, service provision, religious obligation and pricing that can influence the intentions of individuals. Samples were taken from 280 respondents who have experienced purchasing house in Kota Bharu Kelantan. The methodology used in this research is Mann Whitney U-Test, Kruskal-Wallis, Pearson Coefficient and Multiple Regression. Result of this study shows there is significant relationship between attitude, subjective norms, service provision, religious obligation and pricing with the individual’s intention to use Islamic home financing. Thus, this research provides useful information to community by increasing their level of confidence towards Islamic home financing. From this study, the researcher also suggested that bank manager need to improve various factors such as marketing, operational and customer service in order to attract more customers to purchase their products. Therefore, this study provided great contributions, implications and has recommended for financial institutions on how to improve Islamic home financing.
format Thesis
qualification_name other
qualification_level Master's degree
author Hafirda Akma, Musaddad
author_facet Hafirda Akma, Musaddad
author_sort Hafirda Akma, Musaddad
title Determinants Of Individual’s Intention To Use Islamic Home Financing Among Industrial Manufacturing Workers
title_short Determinants Of Individual’s Intention To Use Islamic Home Financing Among Industrial Manufacturing Workers
title_full Determinants Of Individual’s Intention To Use Islamic Home Financing Among Industrial Manufacturing Workers
title_fullStr Determinants Of Individual’s Intention To Use Islamic Home Financing Among Industrial Manufacturing Workers
title_full_unstemmed Determinants Of Individual’s Intention To Use Islamic Home Financing Among Industrial Manufacturing Workers
title_sort determinants of individual’s intention to use islamic home financing among industrial manufacturing workers
granting_institution Universiti Utara Malaysia
granting_department Othman Yeop Abdullah Graduate School of Business
publishDate 2019
url https://etd.uum.edu.my/8170/1/s823626_01.pdf
https://etd.uum.edu.my/8170/2/s823626_02.pdf
_version_ 1747828342075162624
spelling my-uum-etd.81702022-08-08T04:44:59Z Determinants Of Individual’s Intention To Use Islamic Home Financing Among Industrial Manufacturing Workers 2019 Hafirda Akma, Musaddad Zainol, Zairy Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance Nowadays, household have some difficulties in purchasing a house at the market price due to the several reasons. They need to undergo lot of procedures and conditions applied to obtain loan from the financial institutions to support their affordability to buy a house. This research aims to investigate the determinants of individual’s intention to use Islamic home financing among manufacturing workers in semiconductor industry located in Kota Bharu, Kelantan. This study measuring the factors of attitude, subjective norms, service provision, religious obligation and pricing that can influence the intentions of individuals. Samples were taken from 280 respondents who have experienced purchasing house in Kota Bharu Kelantan. The methodology used in this research is Mann Whitney U-Test, Kruskal-Wallis, Pearson Coefficient and Multiple Regression. Result of this study shows there is significant relationship between attitude, subjective norms, service provision, religious obligation and pricing with the individual’s intention to use Islamic home financing. Thus, this research provides useful information to community by increasing their level of confidence towards Islamic home financing. From this study, the researcher also suggested that bank manager need to improve various factors such as marketing, operational and customer service in order to attract more customers to purchase their products. Therefore, this study provided great contributions, implications and has recommended for financial institutions on how to improve Islamic home financing. 2019 Thesis https://etd.uum.edu.my/8170/ https://etd.uum.edu.my/8170/1/s823626_01.pdf text eng public https://etd.uum.edu.my/8170/2/s823626_02.pdf text eng public other masters Universiti Utara Malaysia Abdul Hamid, M., Yaakub, N.I., Mujani, W.K., Sharizam, M, & Jusoff, K. (2011). Factors Adopting Islamic Home Financing: A case Study among Consumers of Islamic Banks in Malaysia. Middle-East Journal of Scientific Research 7(Special Issue of Diversity of Knowledge on Middle East), pp.47-58. Abdull Rahman, N., Maamor, s. and Hamed, A. (2016). Determinants of Islamic Home Financing Product Selection among Lower Income Group in Kuala Lumpur,Malaysia. International Journal of Economics and Financial Issues, pp.197-201. Abdul Razak, D., Mohamed, M. O., & Md Taib, F. (2008). 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