Integration of WAQF, microfinance and micro, small and medium enterprises for poverty alleviation in Sokoto State, Nigeria
There is a growing concern over the alarming prevalence of poverty in Nigeria generally, and in Sokoto State particularly. Ironically, the long existence the Waqf and microfinance institutions which are considered among the most effective poverty-alleviation institutions, of these institutions in S...
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my-uum-etd.83442021-10-31T00:59:28Z Integration of WAQF, microfinance and micro, small and medium enterprises for poverty alleviation in Sokoto State, Nigeria 2018 Sanyinna, Abubakar Yusuf Hashim, Hydzulkifli Osman, Muhammad Farihal Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HC Economic History and Conditions HD60 Small Business. There is a growing concern over the alarming prevalence of poverty in Nigeria generally, and in Sokoto State particularly. Ironically, the long existence the Waqf and microfinance institutions which are considered among the most effective poverty-alleviation institutions, of these institutions in Sokoto state are apparently not making any significant impact on poverty alleviation in the area. Similarly, micro, small and medium enterprises (MSMEs) are hampered by acute financial exclusion in Nigeria. Therefore, this study was primarily conducted in order to explore effective mechanisms of harnessing the potentials of waqf, microfinance and MSMEs for sustainable poverty alleviation in Sokoto state. The exploration of these mechanisms has required the adoption of qualitative research method involving series of interview and focus group discussions. Subsequently, the primary data collected was analysed thematically through NVivo 10 computer software. By adopting grounded theory approach in data collection and analysis, capacity-building theory of poverty alleviation was eventually generated for implementation in the state. Based on the findings of the study, a waqf-based Islamic microfinance integrated model (WIMIM) was proposed. This model which is a mix of commercial and investment institution which employs various Islamic financing techniques to develop local MSMEs in the research survey area was empirically justified and practically demonstrated in various entrepreneurial and capacity-building arrangements. The findings of this study covered the alarming prevalence of poverty in Sokoto State, capacity-building theory of poverty alleviation, ideal waqf administration, effective microfinance services, growth of MSMEs and integration of waqf and microfinance for sustainable poverty alleviation in the State. These findings are meant to guide the policy-makers and all stakeholders in rectifying anomalies in the current poverty alleviation schemes in the state. 2018 Thesis https://etd.uum.edu.my/8344/ https://etd.uum.edu.my/8344/1/s900645_01.pdf text eng public https://etd.uum.edu.my/8344/2/s900645_02.pdf text eng public https://etd.uum.edu.my/8344/3/s900645_references.docx text eng public other doctoral Universiti Utara Malaysia |
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Universiti Utara Malaysia |
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UUM ETD |
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eng eng eng |
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Hashim, Hydzulkifli Osman, Muhammad Farihal |
topic |
HC Economic History and Conditions HD60 Small Business. |
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HC Economic History and Conditions HD60 Small Business. Sanyinna, Abubakar Yusuf Integration of WAQF, microfinance and micro, small and medium enterprises for poverty alleviation in Sokoto State, Nigeria |
description |
There is a growing concern over the alarming prevalence of poverty in Nigeria generally, and in Sokoto State particularly. Ironically, the long existence the Waqf and microfinance institutions which are considered among the most effective
poverty-alleviation institutions, of these institutions in Sokoto state are apparently not making any significant impact on poverty alleviation in the area. Similarly, micro, small and medium enterprises (MSMEs) are hampered by acute financial
exclusion in Nigeria. Therefore, this study was primarily conducted in order to explore effective mechanisms of harnessing the potentials of waqf, microfinance and MSMEs for sustainable poverty alleviation in Sokoto state. The exploration of these mechanisms has required the adoption of qualitative research method involving series of interview and focus group discussions. Subsequently, the primary data collected was analysed thematically through NVivo 10 computer software. By adopting grounded theory approach in data collection and analysis, capacity-building theory of poverty alleviation was eventually generated for implementation in the state. Based on the findings of the study, a waqf-based Islamic microfinance integrated model (WIMIM) was proposed. This model which
is a mix of commercial and investment institution which employs various Islamic financing techniques to develop local MSMEs in the research survey area was empirically justified and practically demonstrated in various entrepreneurial and
capacity-building arrangements. The findings of this study covered the alarming prevalence of poverty in Sokoto State, capacity-building theory of poverty alleviation, ideal waqf administration, effective microfinance services, growth of
MSMEs and integration of waqf and microfinance for sustainable poverty alleviation in the State. These findings are meant to guide the policy-makers and all stakeholders in rectifying anomalies in the current poverty alleviation schemes in the state. |
format |
Thesis |
qualification_name |
other |
qualification_level |
Doctorate |
author |
Sanyinna, Abubakar Yusuf |
author_facet |
Sanyinna, Abubakar Yusuf |
author_sort |
Sanyinna, Abubakar Yusuf |
title |
Integration of WAQF, microfinance and micro, small and medium enterprises for poverty alleviation in Sokoto State, Nigeria |
title_short |
Integration of WAQF, microfinance and micro, small and medium enterprises for poverty alleviation in Sokoto State, Nigeria |
title_full |
Integration of WAQF, microfinance and micro, small and medium enterprises for poverty alleviation in Sokoto State, Nigeria |
title_fullStr |
Integration of WAQF, microfinance and micro, small and medium enterprises for poverty alleviation in Sokoto State, Nigeria |
title_full_unstemmed |
Integration of WAQF, microfinance and micro, small and medium enterprises for poverty alleviation in Sokoto State, Nigeria |
title_sort |
integration of waqf, microfinance and micro, small and medium enterprises for poverty alleviation in sokoto state, nigeria |
granting_institution |
Universiti Utara Malaysia |
granting_department |
Othman Yeop Abdullah Graduate School of Business |
publishDate |
2018 |
url |
https://etd.uum.edu.my/8344/1/s900645_01.pdf https://etd.uum.edu.my/8344/2/s900645_02.pdf https://etd.uum.edu.my/8344/3/s900645_references.docx |
_version_ |
1747828376268177408 |