Impact of home financing on liquidity risk in Malaysian banks

Liquidity risk in banks is a major issue following the 2008 Global Financial Crisis. Liquidity risk as one of the main risks faced by the bank and cannot be ignored anymore in the banks. liquidity risk refers to the inability of banks in meeting the due date obligation. The main objectives of this s...

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Main Author:	Abdo, Aiuob Ali Abdulqader
Format:	Thesis
Language:	eng eng eng
Published:	2019
Subjects:	HG Finance
Online Access:	https://etd.uum.edu.my/9810/1/s822264_01.pdf https://etd.uum.edu.my/9810/2/s822264_02.pdf https://etd.uum.edu.my/9810/3/s822264_references.pdf
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id	my-uum-etd.9810
record_format	uketd_dc
spelling	my-uum-etd.98102023-03-14T01:50:52Z Impact of home financing on liquidity risk in Malaysian banks 2019 Abdo, Aiuob Ali Abdulqader Isa, Mohamad Yazid Islamic Business School Islamic Business School HG Finance Liquidity risk in banks is a major issue following the 2008 Global Financial Crisis. Liquidity risk as one of the main risks faced by the bank and cannot be ignored anymore in the banks. liquidity risk refers to the inability of banks in meeting the due date obligation. The main objectives of this study to investigate the impact of home financing and other factors on the liquidity risk of Islamic and conventional banks in Malaysia. The total numbers of 12 Islamic and 12 conventional banks are used as sample of the study for the period of 2004-2018 to be regressed using Fixed Effect Model (FEM). The results of the study show that home financing has positive relationship with Islamic and commercial bank liquidity risk in Malaysia and bank size has negative and significant relation with the liquidity risk. Expense to net income has significant relationship with the conventional banks and it is insignificant for Islamic banks. For conventional banks only inflation has significant impact on the liquidity risk of Malaysian banks. The limitation of the study only considering home financing and selected Islamic and commercial banks in Malaysia. therefore, it is recommended, to consider studying other types of loan and all the Islamic and commercial banks in Malaysia. Future studies should also consider examining the impact of the two new ratios suggested by the Basel Committee on liquidity risk in Malaysian Islamic and commercial banks. 2019 Thesis https://etd.uum.edu.my/9810/ https://etd.uum.edu.my/9810/1/s822264_01.pdf text eng public https://etd.uum.edu.my/9810/2/s822264_02.pdf text eng public https://etd.uum.edu.my/9810/3/s822264_references.pdf text eng public other masters Universiti Utara Malaysia
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng eng
advisor	Isa, Mohamad Yazid
topic	HG Finance
spellingShingle	HG Finance Abdo, Aiuob Ali Abdulqader Impact of home financing on liquidity risk in Malaysian banks
description	Liquidity risk in banks is a major issue following the 2008 Global Financial Crisis. Liquidity risk as one of the main risks faced by the bank and cannot be ignored anymore in the banks. liquidity risk refers to the inability of banks in meeting the due date obligation. The main objectives of this study to investigate the impact of home financing and other factors on the liquidity risk of Islamic and conventional banks in Malaysia. The total numbers of 12 Islamic and 12 conventional banks are used as sample of the study for the period of 2004-2018 to be regressed using Fixed Effect Model (FEM). The results of the study show that home financing has positive relationship with Islamic and commercial bank liquidity risk in Malaysia and bank size has negative and significant relation with the liquidity risk. Expense to net income has significant relationship with the conventional banks and it is insignificant for Islamic banks. For conventional banks only inflation has significant impact on the liquidity risk of Malaysian banks. The limitation of the study only considering home financing and selected Islamic and commercial banks in Malaysia. therefore, it is recommended, to consider studying other types of loan and all the Islamic and commercial banks in Malaysia. Future studies should also consider examining the impact of the two new ratios suggested by the Basel Committee on liquidity risk in Malaysian Islamic and commercial banks.
format	Thesis
qualification_name	other
qualification_level	Master's degree
author	Abdo, Aiuob Ali Abdulqader
author_facet	Abdo, Aiuob Ali Abdulqader
author_sort	Abdo, Aiuob Ali Abdulqader
title	Impact of home financing on liquidity risk in Malaysian banks
title_short	Impact of home financing on liquidity risk in Malaysian banks
title_full	Impact of home financing on liquidity risk in Malaysian banks
title_fullStr	Impact of home financing on liquidity risk in Malaysian banks
title_full_unstemmed	Impact of home financing on liquidity risk in Malaysian banks
title_sort	impact of home financing on liquidity risk in malaysian banks
granting_institution	Universiti Utara Malaysia
granting_department	Islamic Business School
publishDate	2019
url	https://etd.uum.edu.my/9810/1/s822264_01.pdf https://etd.uum.edu.my/9810/2/s822264_02.pdf https://etd.uum.edu.my/9810/3/s822264_references.pdf
_version_	1776103734931095552

Impact of home financing on liquidity risk in Malaysian banks

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