Muhammad, A. R. (2003). Insurance from the shari`ah persepectives and its application in the operations of the Syarikat Takaful Malaysia Berhad (STMB) and Takaful Nasional Sdn. Berhad.
توثيق أسلوب شيكاغو (الطبعة السابعة عشر)Muhammad, Ahmad Rufai. Insurance from the Shari`ah Persepectives and Its Application in the Operations of the Syarikat Takaful Malaysia Berhad (STMB) and Takaful Nasional Sdn. Berhad. 2003.
توثيق جمعية اللغة المعاصرة MLA (الطبعة الثامنة)Muhammad, Ahmad Rufai. Insurance from the Shari`ah Persepectives and Its Application in the Operations of the Syarikat Takaful Malaysia Berhad (STMB) and Takaful Nasional Sdn. Berhad. 2003.
تحذير: قد لا تكون هذه الاستشهادات دائما دقيقة بنسبة 100%.